Devaluation (HDFC business Regalia)

[jhanishdev]

HDFC Business Regalia is a separate variant than HDFC Regalia. The credit card was a hidden gem and had free international and domestic lounge access without spend based criteria till date.

1. This changes now and one has to spend 1L in the previous quarter for domestic lounge access.
2. Also, now the 5lac milestone is removed and one has to spend 8L for 15000 points.
3. All the insurance benefits are now retired.
The changes will be effective 01-04-2025.

 

[skvignesh]

Dear Valued Cardholder,

Greetings from HDFC Bank!

We hope you’re enjoying the exclusive privileges of your HDFC Bank Business Regalia Credit Card. We are introducing a few updates to your card’s features, effective April 1, 2025.

Your Current Benefits:

• 4 Reward Points for every ₹150 spent on retail transactions.
• Up to 15,000 Bonus Reward Points for annual spends of ₹8 Lakhs.
• 6 Complimentary International Lounge Accesses via Priority Pass annually.

What’s Changing?

• Revised Domestic Lounge Benefits

Get 2 Complimentary Domestic Lounge Accesses per quarter (Jan-Mar | Apr-Jun | Jul-Sep | Oct-Dec) after spending ₹1 Lakh in the previous quarter.

• Retiring Insurance Benefits

From April 1, 2025, the following insurance benefits will no longer be available:

• Air Accidental Death Cover: Up to ₹1 Crore.
• Emergency Overseas Hospitalization Protection: Up to ₹15 Lakhs for medical emergencies.
• Flight Delay Cover: Up to ₹25,000.
• Missed Connecting International Flight Cover: Up to ₹25,000.

 

[aniketkr.sharma]

Dear Valued Cardholder,

Greetings from HDFC Bank!

We hope you’re enjoying the exclusive privileges of your HDFC Bank Business Regalia Credit Card. We are introducing a few updates to your card’s features, effective April 1, 2025.

Your Current Benefits:

• 4 Reward Points for every ₹150 spent on retail transactions.
• Up to 15,000 Bonus Reward Points for annual spends of ₹8 Lakhs.
• 6 Complimentary International Lounge Accesses via Priority Pass annually.

What’s Changing?

• Revised Domestic Lounge Benefits

Get 2 Complimentary Domestic Lounge Accesses per quarter (Jan-Mar | Apr-Jun | Jul-Sep | Oct-Dec) after spending ₹1 Lakh in the previous quarter.

• Retiring Insurance Benefits

From April 1, 2025, the following insurance benefits will no longer be available:

• Air Accidental Death Cover: Up to ₹1 Crore.
• Emergency Overseas Hospitalization Protection: Up to ₹15 Lakhs for medical emergencies.
• Flight Delay Cover: Up to ₹25,000.
• Missed Connecting International Flight Cover: Up to ₹25,000.

New Devaluation to business Regalia

 

[jhanishdev]

The Regalia and all its variants are finally rendered completely useless now with the fall of business Regalia. Hopefully, these will be upgraded to the new Regalia Gold by next expiry.

I doubt if any HDFC LTF credit card comes with an extensive domestic lounge list now. Even Neu infinity has access to only a few.