Devaluation, Revaluation Alerts and Regular Updates – All Latest Updates in One Place

[Anindya98]

Everyone, check the ICICI Bank New Circular before opening a new account.
Urban: 50K MAB
Semi-Urban: 25K MAB
Rural: 10K MAB
Charges:
3 free Cash Deposits & Withdrawals/month, free after that 150/transaction.
NMMAB charges 6% of Shortfall Amount or 500, whichever is lower.
Effective From 1st August,2025. Old accounts are not affected and remain unchanged. The Salary Account will remain at a 0 balance, with no change.

Cash Deposits & Withdrawal across branches & deposits
in Cash Recycler Machine: Value Limit - Complimentary up to ₹1 lakh per month cumulative. Thereafter, ₹ 3.5 per ₹ 1,000 or ₹ 150 whichever is higher.

If the threshold of both number and value limits has crossed for the same transaction, the higher of the charges mentioned above on the number limit or the value limit will apply.

 

[Fini7777]

Hi Guys,
It’s been a while since I looked at this thread again, and I truly appreciate all the active participation and contributions — it really means a lot.
Big thanks to @Vasuki @kuchbhi @2025 @Anindya98 @saber.mbt @hellowo₹ld @HumorSimpson for all your suggestions and for keeping this thread running smoothly without fail!

I know I’ve given quite some extra work to our fellow mods with discussions and deleted messages. Big thanks to them for keeping things neat. To make this thread even better and easier to follow, I’ve now implemented some guidelines:

Guidelines​

✅ For Posting Alerts​

Who Can Post

• Only members with a TF Level of 'TF Select' or above are allowed to post alerts.

Verification

• Posts must include a valid source/link (official mailer, app notification, or credible screenshot).
• No unverifiable rumors.
• No duplicate posts — kindly check the last few entries before posting.

💬 For Questions / Queries​

• Discussions or clarifications should go to the dedicated discussion thread 👉 [Discussion Thread Link] (this will be provided in every post).
• Any non-alert posts here will be deleted by EOD to maintain a clean archive.

🚫 Not Allowed​

• No promotions, referral content, or advertisements.
• No off-topic or irrelevant posts.
• No repetitive or duplicate alerts.

⚠️ Reminder: This thread should serve as a quick-scan bulletin board for devaluation/revaluation updates at a glance.
Violation of rules may lead to deletion without notice.

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From here on, I’ll be concentrating more on maintaining this thread. I invite more of you to participate and help make this a verified go-to source for all regular updates.

👉 My humble request: whoever is posting alerts, please follow the format (not necessarily colors, but at least the structure).

 

[Fini7777]

SBI Card has launched the Flipkart SBI Credit Card, with features closely resembling the Axis Bank Flipkart card but with minor tweaks and category partner changes.

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🆕 Key Features & Benefits:​

• Joining/Annual Fee: ₹500 + GST
• Welcome Benefits:
  • ₹250 Flipkart Gift Card on fee realization
  • Limited Period Offer: Extra ₹500 Flipkart Voucher

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💰 Cashback Structure:​

Merchant/Category	Cashback % %	Capping
🛍️ Flipkart	5%	₹4,000/quarter (per cat)
✈️ Cleartrip	5%	₹4,000/quarter
👗 Myntra	7.5%	₹4,000/quarter
🍔 Zomato / 🚖 Uber / 🎬 PVR / 💊 Netmeds	4%	₹4,000/quarter
🛒 Other spends	1%	No capping

✅ Cashback applicable only on txn above ₹100
✅ Cashback credited automatically to statement
✅ Add-on card spends also eligible

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🧾 Fee Reversal Condition:​

• Annual Fee waived on annual spends ≥ ₹3.5 Lakhs

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⛽ Fuel Benefit:​

• ⛽ 1% fuel surcharge waiver
• Valid for transactions ₹500 – ₹4,000 (GST excluded)

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🔍 Other Key Notes:​

• Card issued on Mastercard (default currently)
• Apply via the Flipkart App or the SBI Card website
• Cashback validity tied to active card status – any cancellation, default, or dispute = cashback forfeited

Source: click here

 

[Fini7777]

Date: With effect from 15-09-2025
Credit Card/Bank Account/Debit Card: UPI Payments
Update:
UPI Transaction Limits Updated for Specific Merchant Categories
Several categories will have enhanced per-transaction and daily limits starting September 15, 2025, to support higher-value payments for investments, insurance, travel, and more.
Source:

 

[saber.mbt]

🚨 Devaluation alert:

IDFC First Wealth Credit card:

💆Domestic Airport Spa access gone from IDFC Wealth CC ⭕



Dear Cardmember,

With your FIRST Wealth Credit Card, every journey begins with comfort. Enjoy seamless access to 40+ airport lounges across India, 800+ global airport lounges, and 8 Indian railway lounges-designed to make travel effortless.
Your premium lounge privileges:
•2 complimentary visits per quarter to global airport lounges
•2 complimentary visits per quarter to Indian airport lounges
•4 complimentary visits per quarter to Indian railway lounges
Spend ₹20,000 in a calendar month to easily activate your lounge privileges for the next month.

List of eligible lounges.
How to access lounges:
•Global airport lounges: Present your DreamFolks card at the entrance. For convenience, pre-book via DreamFolks web-access.
•Indian airport lounges: Present your FIRST Wealth Credit Card and boarding pass only
•Indian railway lounges: Present your FIRST Wealth Credit Card and train ticket only
Know more
Changes in lounge privileges:
Given the recent changes in Lounge vendor ecosystem, Airport Spas will no longer be part of our Lounge program from 1st December 2025.


We appreciate your understanding and your continued relationship with us.
Always You First,
Team IDFC FIRST Bank

 

[Fini7777]

Date: With effect from 04-10-2025
Bank Account: All Bank Accounts (Cheque Transactions)
Update: Continuous Cheque Clearing introduced by RBI – Cheques will now clear within a few hours
Comments:

• The Reserve Bank of India has implemented Continuous Cheque Clearing from October 4, 2025
• Under this new system, cheques will be processed and cleared within a few hours, rather than over several days.
• Customers are advised to maintain sufficient funds in their bank accounts at the time of issuing cheques
• Cheques will be cleared or returned unpaid within a few hours, without any further reference to the customer
• This initiative aims to make fund transfers faster, more reliable, and efficient across all Indian banks.

Key Change	Previous System	New System
Cheque Clearing Time	1–2 working days	Within a few hours
Action Required	Maintain funds by next day	Maintain funds at the time of issue
Applicable To	All scheduled banks in India	All scheduled banks in India

Source: https://economictimes.indiatimes.co...ofinterest&utm_medium=text&utm_campaign=cppst