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Did anyone got charged by HDFC for emi cancellation after 120 days ?

invisible007

TF Buzz
I got message today " Instant discount and payback given upfront will be debited within 120 days " ?

Did anyone cancelled emi before 120 days and there discount amount was debited from card ?
Although they are sending messages to people but till now i haven't heard that they have charged people for the same.
Can someone confirm
 
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