Infinia Difficulties in getting the HDFC Infinia credit card

[uchitshah]

Ive spent 6 in 2 months still ntn 🤣 btw is there a way in the app or netbanking to check
How much one has spent

Simply make a note of it, when you pay
It is much easier and simply

 

[jar89]

Ive spent 6 in 2 months still ntn 🤣 btw is there a way in the app or netbanking to check
How much one has spent

You can call up CC and ask, they will tell u.

 

[webgupta]

Simply make a note of it, when you pay
It is much easier and simply

Can see it under the rewards redemption category. Just saw it.

 

[theXfactor]

Ive spent 6 in 2 months still ntn 🤣 btw is there a way in the app or netbanking to check
How much one has spent

You can ask the customer care, they will check and let you know

 

[webgupta]

You can ask the customer care, they will check and let you know

Posted the screenshot above. Shows it. Btw what is thia 600k upg and 750upg

 

[Centurion_wala]

Can see it under the rewards redemption category. Just saw it.
View attachment 73921

How does this screen look like in case of Infinia? Can anyone share - Maybe @SSV

 

[theXfactor]

Can see it under the rewards redemption category. Just saw it.
View attachment 73921

I didn't understand this screenshot. What's "Upg SMS", "Promo Status" etc. Promo for what? Someone pls enlighten on this.

 

[MrMonkey]

I didn't understand this screenshot. What's "Upg SMS", "Promo Status" etc. Promo for what? Someone pls enlighten on this.

Nothing much, just the way how hdfc tracks spends for milestone benefits on applicable cards

 

[sumit_yadav]

If they are reasoning about some missing company information then it seem HDFC will not approve any card for me. The RM like most of the RM's have come across this issue for the first time and have no clue.

The application was Rejected and was Incurable in HDFC Customer Care language. The RM was finally able to find the reason and convince the credit card team. The application was reopened and moved to In Process. HDFC did the credit checks on both CIBIL and CRIF on 6th Nov and the card application is showing as Approved today.

 

[kvndsz512]

The application was Rejected and was Incurable in HDFC Customer Care language. The RM was finally able to find the reason and convince the credit card team. The application was reopened and moved to In Process. HDFC did the credit checks on both CIBIL and CRIF on 6th Nov and the card application is showing as Approved today.

which card ? and fyf paid or ltf?

 

[sumit_yadav]

which card ? and fyf paid or ltf?

This is my first card from HDFC. Infinia it is. For new customers I think bank does not offer FYF/ LTF.

 

[techstrom007]

I might need esclate to change my RM .. chasing her for at-least 1 month still no progress. She always say sir you will surely get this i'm getting approvals and gives a reason for delayed approval like manager on leave on vacation etc etc.

I hold a imperia from last 5-6 yrs and have over 60L in FD+ Cash with Hdfc.
Also, salary slips of 4.3lakh before tax.

 

[theXfactor]

I might need esclate to change my RM .. chasing her for at-least 1 month still no progress. She always say sir you will surely get this i'm getting approvals and gives a reason for delayed approval like manager on leave on vacation etc etc.

I hold a imperia from last 5-6 yrs and have over 60L in FD+ Cash with Hdfc.
Also, salary slips of 4.3lakh before tax.

I personally feel, keeping 60L in FD & savings isn't a good idea specially with HDFC bank where the interest is too low. Just for comparison, IDFC first bank is offering 7.25% on savings and up to 7.75% on FD while HDFC on savings gets you just 3-3.5%. Other investments can fetch better returns. The opportunity cost is huge and not worth it specially if such a balance is maintained for obtaining Infinia.
Btw, what's the net salary credit into your account (after taxes and all other dedications)?