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Diners club black seems the best from outside

Saiv

TF Premier
I’m an entry level user, when checked every super premium card benefits out there it felt Hdfc diners black card is the best. Most attractive feature for me is, Membership benefits especially prime & Swiggy. Also reasonable Fee ₹10K compared to ₹50K cards with less benefits. 5x rewards unlimited lounge access & golf access etc
Key takeaways
2% markup & 1% fuel(₹400)
Otherwise seems the best premium card for me
Idk when I’m able go get one
 
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