DINERS PRIVILEGE CARD Offer

[Murthu]

Hello,

I currently have these cards

DINERS Millennia - LTF
IDFC Wealth - LTF
Amazon Pay - LTF
Tata Neu Infinity - LTF
AMEX GOLD CHARGE - Paid

I used to mostly use Millennia and IDFC Select where Diners was not accepted. (before Wealth Upgrade).

Then I got the Neu Card and Apay and Amex Gold.

Most of my Spends are on AMEX and IDFC till 75k. Because I have a Savings Max account with HDFC and a Platinum DC with which I used to pay the non HDFC cards. After 75k it is mostly IDFC, Neu and Apay for Amazon purchases.

Coming to my question. I have been offered a DINERS PRIVILEGE upgrade from my ltf Millennia. FYF and 2500+18%gst later.

Is it worth it? I plan on moving to DCB and will make the fee waiver of 5L per annum quite easily. And the Diners Privilege card seems like a good path towards that.

I don't know if I can make the fee waiver for the Diners Privilege card because I have split my charges on IDFC and AMEX. And planning to use AMEX till I get the DCB.

So should I ignore this upgrade and continue using the AMEX and IDFC?

Also, was I eligible for the upgrade because the algorithm tracks my payment of other credit cards on HDFC or was it because I bought a 33k phone on the card last month?

I want to know this because I don't use the HDFC cards regularly. And if I will still be eligible as I continue to make payments for other cards on HDFC billpay?

Finally. If you check the attached screenshots. What exactly is the difference between the both?

 

[VasukiVasuki is verified member.]

Hello,

I currently have these cards

DINERS Millennia - LTF
IDFC Wealth - LTF
Amazon Pay - LTF
Tata Neu Infinity - LTF
AMEX GOLD CHARGE - Paid

I used to mostly use Millennia and IDFC Select where Diners was not accepted. (before Wealth Upgrade).

Then I got the Neu Card and Apay and Amex Gold.

Most of my Spends are on AMEX and IDFC till 75k. Because I have a Savings Max account with HDFC and a Platinum DC with which I used to pay the non HDFC cards. After 75k it is mostly IDFC, Neu and Apay for Amazon purchases.

Coming to my question. I have been offered a DINERS PRIVILEGE upgrade from my ltf Millennia. FYF and 2500+18%gst later.

Is it worth it? I plan on moving to DCB and will make the fee waiver of 5L per annum quite easily. And the Diners Privilege card seems like a good path towards that.

I don't know if I can make the fee waiver for the Diners Privilege card because I have split my charges on IDFC and AMEX. And planning to use AMEX till I get the DCB.

So should I ignore this upgrade and continue using the AMEX and IDFC?

Also, was I eligible for the upgrade because the algorithm tracks my payment of other credit cards on HDFC or was it because I bought a 33k phone on the card last month?

I want to know this because I don't use the HDFC cards regularly. And if I will still be eligible as I continue to make payments for other cards on HDFC billpay?

Finally. If you check the attached screenshots. What exactly is the difference between the both?

Diners Millniea ? Since when

 

[Rahul Gupta]

Diners Millniea ? Since when

Since over a year. I had diners millennia 7-8 months ago, changed to visa because of acceptance issue.

 

[plastikman]

Diners Millniea ? Since when

My Mom had got it in 2020. Later upgraded to DCP.

 

[dungeonMaster]

Got same offer for dcp but card seems useless 💀

 

[BVCBVC is verified member.]

Diners Millniea ? Since when

It’s there for a while.

 

[Swastik]

From what I've heard ,DCP is a pretty useless card

If you want to get to DCB ,you can do it through Millennia as well ,just enough credit limit and spends is required ,check out criteria for upgradation

I would suggest atleast try to get Regalia Gold as people seem to love it

 

[sm9811911]

Don't go for dinners privilege. Millennia is better

 

[Rohith-2009]

Hello,

I currently have these cards

DINERS Millennia - LTF
IDFC Wealth - LTF
Amazon Pay - LTF
Tata Neu Infinity - LTF
AMEX GOLD CHARGE - Paid

I used to mostly use Millennia and IDFC Select where Diners was not accepted. (before Wealth Upgrade).

Then I got the Neu Card and Apay and Amex Gold.

Most of my Spends are on AMEX and IDFC till 75k. Because I have a Savings Max account with HDFC and a Platinum DC with which I used to pay the non HDFC cards. After 75k it is mostly IDFC, Neu and Apay for Amazon purchases.

Coming to my question. I have been offered a DINERS PRIVILEGE upgrade from my ltf Millennia. FYF and 2500+18%gst later.

Is it worth it? I plan on moving to DCB and will make the fee waiver of 5L per annum quite easily. And the Diners Privilege card seems like a good path towards that.

I don't know if I can make the fee waiver for the Diners Privilege card because I have split my charges on IDFC and AMEX. And planning to use AMEX till I get the DCB.

So should I ignore this upgrade and continue using the AMEX and IDFC?

Also, was I eligible for the upgrade because the algorithm tracks my payment of other credit cards on HDFC or was it because I bought a 33k phone on the card last month?

I want to know this because I don't use the HDFC cards regularly. And if I will still be eligible as I continue to make payments for other cards on HDFC billpay?

Finally. If you check the attached screenshots. What exactly is the difference between the both?

Do you know one thing? Hdfc offers downgrades only. They don't give better card automatically. So think well and decide

 

[anilkrsh]

DCB fee waiver is at Rs 8L spend. The criteria was 5L for Plastic DCB which I don't think is getting issued to new customers!

 

[girish3456]

Hello,

I currently have these cards

DINERS Millennia - LTF
IDFC Wealth - LTF
Amazon Pay - LTF
Tata Neu Infinity - LTF
AMEX GOLD CHARGE - Paid

I used to mostly use Millennia and IDFC Select where Diners was not accepted. (before Wealth Upgrade).

Then I got the Neu Card and Apay and Amex Gold.

Most of my Spends are on AMEX and IDFC till 75k. Because I have a Savings Max account with HDFC and a Platinum DC with which I used to pay the non HDFC cards. After 75k it is mostly IDFC, Neu and Apay for Amazon purchases.

Coming to my question. I have been offered a DINERS PRIVILEGE upgrade from my ltf Millennia. FYF and 2500+18%gst later.

Is it worth it? I plan on moving to DCB and will make the fee waiver of 5L per annum quite easily. And the Diners Privilege card seems like a good path towards that.

I don't know if I can make the fee waiver for the Diners Privilege card because I have split my charges on IDFC and AMEX. And planning to use AMEX till I get the DCB.

So should I ignore this upgrade and continue using the AMEX and IDFC?

Also, was I eligible for the upgrade because the algorithm tracks my payment of other credit cards on HDFC or was it because I bought a 33k phone on the card last month?

I want to know this because I don't use the HDFC cards regularly. And if I will still be eligible as I continue to make payments for other cards on HDFC billpay?

Finally. If you check the attached screenshots. What exactly is the difference between the both?

Yeah DCB Plastic version is no more issued to new customers. You may get DCB Metal edition but to get annual fee waiver you need to spend atleast 8 lakhs in a year else you may end up paying ~12000 per year as a annual charges

 

[Swastik]

Yeah DCB Plastic version is no more issued to new customers. You may get DCB Metal edition but to get annual fee waiver you need to spend atleast 8 lakhs in a year else you may end up paying ~12000 per year as a annual charges

Friend of mine got DCB PVC LTF issued in late December last year ,

But things might have changed by now