Discussion | Rewards on paying Credit Card Bills

[avi_devdhar]

Starting this thread to share and learn ways to repay credit card bill and get little rewards in the process.

Most of the apps give very minimal rewards.
One good way to get rewards is to use debit card to pay CC bill.
HDFC platinum and millenia give 1% cashback,
SBI debit cards give 0.25% cashback
please add if any other debit card gives cashback.

then on mobikwik and paytm, can pay via debit card without any charges. (Note mastercard debit cards won't work though)

1) if bill is beyond 12500, pay 12500 via mobikwik using debit card option. you ll get 50rs cashback on mobikwik and debit card reward points.

2) pay via mobkwik, debit card option and get 2% supercash as rewards, supercash is not that useful though.

3) Paytm using debit card, pay in 1k, 10k, 15k, 20k etc, you get paytm points and debit card points. paytm points are also worth very less

4) Cred, pay 1k every 3 days, play the jackpot, if you have too much time to kill.

5) If one wants zero headache, pay in full in one shot via NEFT, or set up auto pay etc.

 

[Abhishek012]

I don't think they are taking any more request, had filled the form more than a week ago, but didn't got any response from them. And yes i think i its only SBI Rupay platinum Debit cards which are getting points.

Already shared here. you can use through cheQ app apk file. Many users already paid more than 10 to 20 lakhs cc bill through cheQ app apk file install.

 

[satish0987]

CheQ app currently available for beta users on Play store.

you can also pay through debit cards.

Already many technofino community members using it.

Flat Unlimited 1% cashback, redeem on amazon gv + your debit card rewards.

you can use cheQ app apk file - https://drive.google.com/drive/u/0/folders/1QE7ynOZBgGmknd3vbvxGp9tlpe9qtWoY

u have mentioned beta in playstore...Is there official non beta app in playstore..If yes can you share link bro?

 

[bugmenot]

u have mentioned beta in playstore...Is there official non beta app in playstore..If yes can you share link bro?

App is not yet launched on playstore. It's only in beta stage. Once beta testing is done it will be role out in public.

You have only two options. Either wait for public launch or use APK shared by Abhishek

 

[bugmenot]

u have mentioned beta in playstore...Is there official non beta app in playstore..If yes can you share link bro?

CheQ app is now live for general public. Use my link to get bonus chips -- https://cheq.onelink.me/3UIC/7a2ggrx1

 

[iAmPm]

If anyone is looking for live app here is my link: https://app.cheq.one/3UIC/sr8oj53c

 

[naraykln]

Do we need to open BNPL or something for this?

Yes. And you'll be able to utilise the cashback only if you use postpe account through Bharatpe qr.

 

[CVR]

Is it not on ios app store yet?

 

[iAmPm]

Is it not on ios app store yet?

no, Only available through referral it seems.

Edit: that too on waitlist. Pathetic onboarding!

 

[CVR]

no, Only available through referral it seems.

Edit: that too on waitlist. Pathetic onboarding!

No i mean when i click on above link which ppl have posted nothing is opening for me.. and i am using iphone, is that link only for android?

 

[Chaitanya-a]

No i mean when i click on above link which ppl have posted nothing is opening for me.. and i am using iphone, is that link only for android?

CheQ

Coming Soon: A single platform to track, manage & pay credit bills!

app.cheq.one

Try with this link. I'm clicking and its opening perfectly.

 

[WhoU]

Why do they need permission to get loan accounts? And they do a cibil hit for 6 months EMI loan? Wtf lol

 

[iAmPm]

No i mean when i click on above link which ppl have posted nothing is opening for me.. and i am using iphone, is that link only for android?

I provided link from iPhone only.

 

[Chaitanya-a]

Why do they need permission to get loan accounts? And they do a cibil hit for 6 months EMI loan? Wtf lol

They do CIBIL hit just by signing up?

 

[WhoU]

They do CIBIL hit just by signing up?

I think the tnc says they will check all your loan history etc and check with 6 months loan emi request

 

[adit]

Paying HDFC CC bill pay via Platinum DC on CRED app will earn 1% cb?

 

[ak93]

Paying HDFC CC bill pay via Platinum DC on CRED app will earn 1% cb?

No

 

[saucy]

Starting this thread to share and learn ways to repay credit card bill and get little rewards in the process.

Most of the apps give very minimal rewards.
One good way to get rewards is to use debit card to pay CC bill.
HDFC platinum and millenia give 1% cashback,
SBI debit cards give 0.25% cashback
please add if any other debit card gives cashback.

then on mobikwik and paytm, can pay via debit card without any charges. (Note mastercard debit cards won't work though)

1) if bill is beyond 12500, pay 12500 via mobikwik using debit card option. you ll get 50rs cashback on mobikwik and debit card reward points.

2) pay via mobkwik, debit card option and get 2% supercash as rewards, supercash is not that useful though.

3) Paytm using debit card, pay in 1k, 10k, 15k, 20k etc, you get paytm points and debit card points. paytm points are also worth very less

4) Cred, pay 1k every 3 days, play the jackpot, if you have too much time to kill.

5) If one wants zero headache, pay in full in one shot via NEFT, or set up auto pay etc.

Apparently Axis Bank debit card also gives 1% cashback

 

[TheMentalist]

Apparently Axis Bank debit card also gives 1% cashback

on paying CC bills? which Axis DC variant?

 

[Crusader4Credit]

on paying CC bills? which Axis DC variant?

Burgundy

 

[saucy]

on paying CC bills? which Axis DC variant?

E-Debit Card: Cashback Benefit On Online Spends & free Movie Ticket Every Month

Axis Bank E-Debit Card provides cashback offers on online spend, free movie tickets, memberships with brands like Swiggy, Cultfit, TOI and many more benefits, click here to apply now.

www.axisbank.com

@iamitp not burgundy - the regular e debit card