Disposable Virtual Credit Cards

[BlueFlash]

Is there any app/site/bank which offers one-time use disposable virtual credit cards ?
Basically looking for the Indian counterpart of https://privacy.com where I can generate one-time use virtual credit cards. Don't mind paying a nominal fee for such disposable virtual CCs.
My use case for such disposable VCCs is due privacy and security concerns for certain purchases on certain merchants, and hence the need.

 

[Walter White]

Is there any app/site/bank which offers one-time use disposable virtual credit cards ?
Basically looking for the Indian counterpart of https://privacy.com where I can generate one-time use virtual credit cards. Don't mind paying a nominal fee for such disposable virtual CCs.
My use case for such disposable VCCs is due privacy and security concerns for certain purchases on certain merchants, and hence the need.

HDFC gives you an option to create one for Visa/MC. Else, in case of DC, you can generate one from SBI Netbanking.

 

[AritraSaha]

Is there any app/site/bank which offers one-time use disposable virtual credit cards ?
Basically looking for the Indian counterpart of https://privacy.com where I can generate one-time use virtual credit cards. Don't mind paying a nominal fee for such disposable virtual CCs.
My use case for such disposable VCCs is due privacy and security concerns for certain purchases on certain merchants, and hence the need.

New app "Indie" is giving you a option to create disposable dc.
1. Disposable dc stay there for 24hrs.
2. Also the options to block it.

*the app is buggy.

 

[BlueFlash]

Else, in case of DC, you can generate one from SBI Netbanking.

How to generate a SBI Virtual Card ? I have read about it couple of time, but I simply can't get any links in the Internet Banking where I can click and generate one 🙁

 

[AritraSaha]

How to generate a SBI Virtual Card ? I have read about it couple of time, but I simply can't get any links in the Internet Banking where I can click and generate one 🙁

I think they removed it. Not sure
Someone plz confirm.🙏

 

[insight]

How to generate a SBI Virtual Card ? I have read about it couple of time, but I simply can't get any links in the Internet Banking where I can click and generate one 🙁

Do share. On a a similar quest as I had this in the US even many many years back.

 

[knight]

Any luck on this??

Most sites require a card even to begin a free trial.. even Audible, etc.

 

[RAMESH BABU N]

I am using PNB SELECT RUPAY Credit card and their App - PNB Genie.

It offers E-Card (a virtual card for one time use).

Never tried it as I never needed such a feature.

 

[BlueFlash]

Any luck on this??

Most sites require a card even to begin a free trial.. even Audible, etc.

For Debit type, use IndusInd Indie.
For Prepaid type, use OmniCard.
For Credit type, use HDFC NetSafe.

 

[rafzy]

Just fyi, these one time virtual cards wont work on subscription services (where recurring charges will be automatically done from the same card ). I tried this with Netflix, prime, Spotify, audible and many other services. (Using indie disposable dc)

 

[knight]

For Debit type, use IndusInd Indie.
For Prepaid type, use OmniCard.
For Credit type, use HDFC NetSafe.

Netsafe is down for now.

I was planning to try BOB Virtual Debit card.

I have one doubt though. From what i know, these sites put a mandate on the card so they can deduct subscription whenever they want.
So, if we use account-linked cards, like Indie, BOB, would that mandate be invalid after we dispose that card, or is there a chance that it will be transferred to our main card for that account?

(I've heard credit card subscriptions get auto-transferred on new cards after losing/upgrading card)

 

[RAMESH BABU N]

Netsafe is down for now.

I was planning to try BOB Virtual Debit card.

I have one doubt though. From what i know, these sites put a mandate on the card so they can deduct subscription whenever they want.
So, if we use account-linked cards, like Indie, BOB, would that mandate be invalid after we dispose that card, or is there a chance that it will be transferred to our main card for that account?

(I've heard credit card subscriptions get auto-transferred on new cards after losing/upgrading card)

But, WHY give such a mandate ?

Pay only whenever it is due and only if you want to pay. Why give a mandate n worry later/forever ?

 

[knight]

But, WHY give such a mandate ?

Pay only whenever it is due and only if you want to pay. Why give a mandate n worry later/forever ?

Most such websites don't allow one-time payments.

Even Netflix used such a mandate last I checked.
I paid for a month, and the next month they automatically charged the same card. I was shocked to see the automatic charge.

So it's not a 'user choice' to opt for a mandate. It's based on the website.

PS. I hate such auto debit subscriptions and thus looking for disposable cards.

 

[BlueFlash]

@knight Your use case is different then. You can't use disposable cards for subscription stuff afaik. This is intended.
My use case was more for a privacy reason for one time payments.

 

[Krndeep]

Bumping, any working method now?
Netsafe down, kotak login isssues, sbi working?

 

[Krndeep]

I am using PNB SELECT RUPAY Credit card and their App - PNB Genie.

It offers E-Card (a virtual card for one time use).

Never tried it as I never needed such a feature.

Only primary card is there sir

 

[z1xxuqvoi]

Bumping up this thread - Anyone aware of which credit cards allow to create virtual disposable CC for one time use case?

 

[peachyrahu]

bumping! netsafe doesn’t work, any other method?

 

[Ram1]

bumping! netsafe doesn’t work, any other method?

No other way, seems all banks stopped this.

 

[misteramit]

How to generate a SBI Virtual Card ? I have read about it couple of time, but I simply can't get any links in the Internet Banking where I can click and generate one 🙁

SBI started virtual card facility for most users in 2024 starting, easily accessible on Mobile app and net banking cards section. BTW it is like a full fledged virtual only debit card for free linked with primary sbi account (limited time blocking and requesting new cards, per year some limit of 2 or 4 cards maybe)

Similar service is avaliable with Bank of Baroda Virtual only full fledged debit cards, free of charge with limit on - no of cards one can get at a time , card type (can have mutiple cards of different networks type - visa, master, rupay)

Truly disposable and virtual debit cards available with Indie app by Indusind, but as the name suggests it is buggy as hell at current stage , u can try using them and dispose off cards after usage free of charge at least for MegaStar Tier