Do bank avoid customers with fd card for unsecured cards?

[JaxRahul]

I just want to ask do bank avoid customers with fd card/ secured loan in their cibil report or it's just myth.

 

[D₹V]

I just want to ask do bank avoid customers with fd card/ secured loan in their cibil report or it's just myth.

Avoid by bank for secured customer is negligible.

Don't overthink.

 

[imdjay]

I just want to ask do bank avoid customers with fd card/ secured loan in their cibil report or it's just myth.

It should be the other way around.
There is something on a lien, it means he has that much of direct worth. Isn't it?

 

[Vasuki]

I just want to ask do bank avoid customers with fd card/ secured loan in their cibil report or it's just myth.

Closed card don't hold value..
Its just
If u get like 1 card with 1lakh or 2 lakh as first or 2nd card ..
Then after it whenever u apply for 3,4,5th card u will get around same Limit .
Unless its sbi .or card on cibil is 6 month less older