Do banks check with other credit bureaus apart from CIBIL?

[pleasegiveltf]

Long story short - SBI had made a mistake in their reporting to credit bureaus (see this thread), stating that I made a late payment on a loan I took. I've been fighting with them for 6 months and it looks like it'll finally be corrected on the CIBIL report (had to escalate all the way to RBI ombudsman).

My question is: is correcting the CIBIL one enough? I don't want to fight with them for another 6 months to correct in all of the other bureaus if banks don't even check other scores. Is there anything I should prioritize?

 

[SSV]

You can check all four for free on paisabazaar

Good to know but then we are talking about reputed spammers and possible intruders in our personal finances..

 

[zenchill]

CIBIL is the fastest to update and hence banks check mostly CIBIL. Rest can be ignored as well since if CIBIl is all good, rest would be fine anyway. The only score that matters is CIBIL however.

 

[dikshantkapoor]

Guys, I'm facing a similar issue with SBI. I would really appreciate if either of you could share their personal contact number with me so I can reach out for a better assessment of the process.

 

[gauravfromldh]

Icici bank has linked a wrong card with my pan card back in 2015, when i complained they have removed it from cibil in 2016, but this card is still showing in my equifax report. And now equifax support and icici both are not responding.. for this wrong card hdfc has rejected my credit card application. They clearly mentioned that they are rejecting my application due to default in my equifax report. Any govt body or nodel which can help me. Plz suggest..

 

[Quantum]

Icici bank has linked a wrong card with my pan card back in 2015, when i complained they have removed it from cibil in 2016, but this card is still showing in my equifax report. And now equifax support and icici both are not responding.. for this wrong card hdfc has rejected my credit card application. They clearly mentioned that they are rejecting my application due to default in my equifax report. Any govt body or nodel which can help me. Plz suggest..

Did ICICI remove it from Equifax when they got it removed from CIBIL in 2016?
If no, then you need to request ICICI to get it removed from all the CIC's report i.e. Equifax, Experian, CRIF, if present.
And if you have any email thread with ICICI for removal of this entry from Equifax, and there has been no satisfactory response from ICICI, then use that email thread as base, and raise a complaint with RBI Ombudsman where you can request RBI Ombudsman to direct ICICI to get it removed from all the CICs as they got it removed from CIBIL in 2016.
You would need to share some proof with RBI Ombudsman that shows that ICICI got the wrong entry removed from CIBIL. Any email reflecting the same, or before or after version of CIBIL report would also do.

 

[gauravfromldh]

Did ICICI remove it from Equifax when they got it removed from CIBIL in 2016?
If no, then you need to request ICICI to get it removed from all the CIC's report i.e. Equifax, Experian, CRIF, if present.
And if you have any email thread with ICICI for removal of this entry from Equifax, and there has been no satisfactory response from ICICI, then use that email thread as base, and raise a complaint with RBI Ombudsman where you can request RBI Ombudsman to direct ICICI to get it removed from all the CICs as they got it removed from CIBIL in 2016.
You would need to share some proof with RBI Ombudsman that shows that ICICI got the wrong entry removed from CIBIL. Any email reflecting the same, or before or after version of CIBIL report would also i

I have already complained to icici with a copy of last email that i received in 2015-16. they said they are removing the same from equifax and it will take 15 working days.