Infinia Do I really need a paid Infinia for 14750/year?

[theglobalinvestor]

If you want largely exclusion free rewards (utilities still give points)

Any capping on utilities? Return is 3.33% ?

 

[moneyMaker]

still it is the most expensive place in the world to buy gold

Dubai ka bulawa aa rha hai lagta.

 

[moneyMaker]

Then YES, you can take Infinia at annual charges of Rs. 2250/= of GST (12500 points settle off against Rs. 12500/=)

Can I upgrade from Millenia somehow?

 

[CVR]

I have Magnus Burgundy, Samsung infinite, Atlas, Airtel, SBI cashback, AU Lit, and many other useful cards
I also have points on Air India for flights and Accor for hotels.

So should I apply for Infinia card to buy 10000 Amazon pay on Smartbuy 5x and pharmeasy medicines on Smartbuy 10x ?
Now you know that the best use of Infinia points is for air ticket booking on Smartbuy.

But I already have plenty of points on Air India.
I also have unlimited International and domestic lounge access with Magnus burgundy.
So do I really need a paid Infinia card for 14750 every year?

Fees is not 14750, it is 2250 as you get 12,500 points back. Infinia is very useful for smartbuy (especially gyftr and pharmeasy) especially now with Axis Giftedge being devalued. Infinia still gives points on insurance which Magnus doesn’t. All my base spends are on MB card. All my gyftr spends are on Infinia. Infinia points only used for booking Indigo domestic flights. For everything else MB points.

 

[moneyMaker]

Infinia is very useful for smartbuy (especially gyftr and pharmeasy)

yeah only AmEx gyfter and infinia smartbuy give nice RP's on amazon GV's

 

[Zacobite]

If you need unlimited add-on international lounge access (3 add-ons possible)
If you need lounge access without any spend requirements
If you want to be brand agnostic while purchasing flight tickets and doing hotel bookings
If you want largely exclusion free rewards (utilities still give points)
If you want 15% on Dineout for eating out
If you want other exclusive perks like 1+1 buffet in ITC every month, complimentary nights in ITC, unlimited golf games and coaching

Then YES, you can take Infinia at annual charges of Rs. 2250/= of GST (12500 points settle off against Rs. 12500/=)

And... dont forget SmartBuy 5x/10x

 

[sid16]

Any capping on utilities? Return is 3.33% ?

I think 2000 points per month @ 3.33%. It is enough for most retail spends.

 

[sid16]

Can I upgrade from Millenia somehow?

You need to have a high credit limit and spend some 6-8 lakhs in a month for them to consider it..

 

[drsel]

U r an expert - I am sure of it!
Pay school fees, electricity bill, insurance, everything with Amazon Pay...

Amazon pay only 10000 per month is allowed

 

[sid16]

What I do is, have BOTH Infinia and Magnus Burgundy. Both complement each other superbly, so many trips where I book flights using Smartbuy and hotels using Accor points accumulated via Edge Rewards. 2 crazy cards to hold together.

 

[shann9999]

how to get it lifetime free when applying as a new to bank customer with good ITR?

New customer to bank Infinia LTF 99.9% not possible, because for LTF GH approval is required, where they check you are HNI with potential banking benefit. But you would get Paid Infinia easily with minimum 3 lacks take home salary. You can approach any RM.

 

[shann9999]

What I do is, have BOTH Infinia and Magnus Burgundy. Both complement each other superbly, so many trips where I book flights using Smartbuy and hotels using Accor points accumulated via Edge Rewards. 2 crazy cards to hold together.

i am burgundy customer , Magnus Burgundy relationship i found is not worthy unless you have spare funds to keep it low savings interest rate

 

[sid16]

i am burgundy customer , Magnus Burgundy relationship i found is not worthy unless you have spare funds to keep it low savings interest rate

It is good with family banking, multiple people could be having FDs which will collectively satisfy the criteria. Also, our branch RMs have been really good in providing services, so we're quite content that way.

 

[drsel]

It is good with family banking, multiple people could be having FDs which will collectively satisfy the criteria. Also, our branch RMs have been really good in providing services, so we're quite content that way.

30 lacs TRV individually, not collectively

 

[sid16]

30 lacs TRV individually, not collectively

Nope

 

[drsel]

Nope

View attachment 69676

For only Burgundy benefits (Burgundy debit card with buy one get one movies, priority customer care, etc), a family collectively needs 10 lacs in savings.

But for lifetime free Magnus Burgundy card, you need to be a true burgundy customer with 30 lacs TRV.
Please confirm this with priority customer care

 

[imdjay]

lifetime free Magnus Burgundy

Are they still giving this as lifetime free with 30L TRV?

 

[magnusfan]

Amazon pay only 10000 per month is allowed

10k per mobile number..

 

[shann9999]

For only Burgundy benefits (Burgundy debit card with buy one get one movies, priority customer care, etc), a family collectively needs 10 lacs in savings.

But for lifetime free Magnus Burgundy card, you need to be a true burgundy customer with 30 lacs TRV.
Please confirm this with priority customer care

This is what my understanding since i am following up since last year August. Its not beneficial for a person normal spends.

 

[imdjay]

TThe

If they did they would put most cards out of business except infinia

you only wrote this na.. see

But for lifetime free Magnus Burgundy card, you need to be a true burgundy customer with 30 lacs TRV.