Do you agree in using the loopholes of banks?

[cardio_guy]

There are many loopholes in banks and credit card issuing agencies. Many times, they exploit customers and people are at their mercy to get what's even legally allowed.
But do you think we can use the loopholes in their terms and conditions to the maximum and enjoy the benefits? Is it morally right according to you?

• Or should you be informing the banks about this loophole and ask them to plug it?
• Or should you be using it by yourself, but not informing anyone else so that you can enjoy the benefits and it will stay as is.
• Do you think just because you exploited the loophole bank devalued the card?
• Are you sad or jealous that others could use the loophole but you couldn't?
• Do you think it is morally wrong, or do you compare it to stealing?
• What loopholes you have used in your credit card journey to apply/get points/reach milestones etc?

What are your thoughts?

 

[kuchbhi]

Well, this topic is extremely extremely debatable, though everyone knows what is right and what is wrong.
Perhaps, I shouldn't even comment on this otherwise drastic chain reactions are bound to occur #iykyk!

 

[vine]

Debatable topic. Yes.
That doesn't give anyone the right to call names and deride others.
If someone isn't sane enough to hold two conflicting thoughts, they are free to go and watch the daily fights in news channels.

 

[HumorSimpson]

Post in thread 'IDFC Wealth account upgrade'

Nov 8, 2024

I gave consent to upgrade to wealth .He told I need to purchase investment plan of 100000 plus gst and i paid.I don't know whether I could continue this policy.He asked whether i don't cancel,I need to heartly say that I will continue the plan.I paid premium on 6 November and the kyc for icici pru gold is not yet done.He told this morning (Friday 08/11)he would be coming for doing that process.He entered a reduced age as he told the policy might not be issued for above 100.What do i do?can I cancel during the free look period.Currently having 3 lakh in that account.

• Moulidharan

When banks do it's raasleela
When we do it's character deela

 

[kuchbhi]

I like @Aniket uncle smiling behind the scenes all the time! lol

 

[Aniket]

I like @Aniket uncle smiling behind the scenes all the time! lol

@HumorSimpson asked you to call him uncle, not me.

I am as young as you. 🙂

 

[vine]

To answer one of the questions in the post:
I got ₹100 extra cashback from SBI CB and no, I did not return it.
That's the most I got anywhere.
I don't know if it was some offer but I wasn't aware of any such.

 

[vine]

I am as young as you. 🙂

as 'young' as you
Samajhdaar ko ishara kaafi hai

 

[sauravkumar]

Can we hide this topic/thread from Supreme Commander??🤔🤔

Is it possible 😁😁

 

[Aniket]

Post in thread 'IDFC Wealth account upgrade'

Nov 8, 2024

I gave consent to upgrade to wealth .He told I need to purchase investment plan of 100000 plus gst and i paid.I don't know whether I could continue this policy.He asked whether i don't cancel,I need to heartly say that I will continue the plan.I paid premium on 6 November and the kyc for icici pru gold is not yet done.He told this morning (Friday 08/11)he would be coming for doing that process.He entered a reduced age as he told the policy might not be issued for above 100.What do i do?can I cancel during the free look period.Currently having 3 lakh in that account.

• Moulidharan

When banks do it's raasleela
When we do it's character deela

Similar sarcasm! ✌️🙂

 

[dealminer]

@Abhishek012
Your thoughts commander? 😂

 

[kuchbhi]

as 'young' as you
Samajhdaar ko ishara kaafi hai

ahm ahm didn't get chupke se dm mai explain kardenge ya yahi par

 

[kuchbhi]

@HumorSimpson asked to call him uncle, not me.

I am as young as you. 🙂

nahi nahi jhooth not accepted mai itna bhi boodha nahi abhi

 

[Aniket]

@Abhishek012
Your thoughts commander? 😂

His thoughts: Banks ke pass bhaut paisa hai 🤑, ham lootenge, loot wayenge aur itna viral karenge ki, patch bhi hami karwa denge ✌️

 

[Pujaari]

Think of this as a little life nugget rather than a direct answer. There’s no absolute right or wrong—just choices and their outcomes. If you’re ready to embrace the consequences with a smile, go ahead and do what you want! But if you’re going to be upset and can’t handle it, it’s best to take a step back. Simple as that! 😊

 

[Aniket]

nahi nahi jhooth not accepted mai itna bhi boodha nahi abhi

Dekh rahe ho binod: Indirectly bato ko kaise ghumaya ja raha hai 🙂

 

[0x5f3759df]

Loophole exploitation is the reason we get so many devaluaitons. Once or twice sure the bank may turn a blind eye, but doing it at scale then blaming the bank for devaluation is really stupid.

 

[vine]

His thoughts: Banks ke pass bhaut paisa hai 🤑, ham lootenge, loot wayenge aur itna viral karenge ki, patch bhi hami karwa denge ✌️

He likes to kill golden gooses.
When he was a kid, his teacher didn't tell that story to him.
Now we are paying for that.

 

[Ash8]

Is @#aniket and @Aniket the same guy? 🤣

 

[vine]

Is @#aniket and @Aniket the same guy? 🤣

Yes same.
Ichaadhari naagin is different. Not this guy.