Documents sent to HDFC Chennai office for LE and upgradation.

[garvit3692]

Today I sent my documents with itr and other docs to HDFC head office for my business money-back cc for limit increase and upgradation to millennia , let's see how it goes.

 

[garvit3692]

What's current limit of your business moneyback CC?

It's 1 lac , which was issued to me , in September 2021

 

[garvit3692]

I see ... I got mine in Jan 2022 with 75K limit ... It's a bit less for me ... Something around 2L atleast would be great for me

Let's see when I get my next LE/card upgradation offer

I got my card from my preferred account CC offer ...

Which card is issued to you , business money-back?

 

[kapilahir]

Today I sent my documents with itr and other docs to HDFC head office for my business money-back cc for limit increase and upgradation to millennia , let's see how it goes.

Do update here i also got in September just after ban but limit is just 40k and badly want millenia

 

[garvit3692]

Do update here i also got in September just after ban but limit is just 40k and badly want millenia

Hopefully you, me and others here will get LE sometime this year ... I got my business moneyback CC with 75K limit in Jan 2022 with my preferred account

What is your usual spending on your CC?

My spending is more than 1 lac per month , but i pay almost 80% before bill generation

 

[kapilahir]

Hopefully you, me and others here will get LE sometime this year ... I got my business moneyback CC with 75K limit in Jan 2022 with my preferred account

What is your usual spending on your CC?

On hdfc it's arround 0 to 20k also one emi of relatives going on. Other CC spending arround 200k per month want LE in hdfc and if they upgrad my card to millenia it would be great but i don't think it's coming by next 1 year

 

[Akashgod]

I'm hoping for something on my business moneyback by end of this year atleast ... Let's see

I too hold a preferred account and hdfc somehow dislikes me, never provided cc offer even though I took 3 debit emi loans and paid off, only gives big debit emi limits. Strictly planned not to apply until they offer. Account age 9 months

 

[Akashgod]

Yeah I maintain balance but I think life insurance is a correlated with card. BTW do u have any idea how long it took for u to get offer after buying insurance? And did u buy with bank agent? Bcoz that would be considered in TRV right?

 

[Akashgod]

Around 1.5 to 2 I maintain, I think I shd approach ur way. Only buying hdfc life is considered in TRV or their cross selling of Aditya Birla etc are also considered any idea? Which 1 to go for.

 

[Akashgod]

Talk with your RM about the insurance policy

BTW maintaining 1.5-2L is not enough for preferred account ... It's maintenance balance is 2L ... I used to maintain around 4L ... Doing this will lead to delayed offers ... If not none

You should maintain more than the required balance for faster offers ... This might be the reason for which you didn't get. HDFC classic has 1L maintenance, if you plan to maintain 1.5-2L, you should have gone for HDFC classic account. You might consider downgrading your account to classic if you plan to maintain 1.5-2L. This is why I asked how much balance you maintain in your account.

No I have family account linked total means 7 to 8 lakhs would be easy every month and in family account all get same offers they advertised 🤣

 

[garvit3692]

I too hold a preferred account and hdfc somehow dislikes me, never provided cc offer even though I took 3 debit emi loans and paid off, only gives big debit emi limits. Strictly planned not to apply until they offer. Account age 9 months

I opened my hdfc saving max account in may 2021 , applied for cc in August , got approved in 2 days without any docs and without any verification.

 

[garvit3692]

How did you apply? Any pre approved offers?

No , just applied through website

 

[garvit3692]

By income proof or just like that?

Without any docs , without vkyc , without physical verification

 

[garvit3692]

Nice

Fingers crossed , waiting for getting it upgraded to millennia 🎉

 

[Parveshgarg]

I have a normal HDFC bank account with AMB around 20-30K and I got my HDFC pre-approved offer for HDFC money bank credit card within one year of opening account.
But when they call me regarding that you have an pre-approved offer so apply for credit card then I strictly told them I will apply only if they give me millennia credit card so they ask me to visit branch and apply offline so I applied it got my Millennia card within 10 days of application with credit limit of 75K.

 

[Parveshgarg]

That's nice ... Did you have to give any documents for Millennia? Is it LTF?

No I didn't give any document and Yes card is LTF if you spend 50K in 90 days which I have spent so this is LTF for me.

 

[Parveshgarg]

Waiting for upgrade into Regalia credit card.