Does anyone here use Simpl BNPL?

[arjun]

I am using simpl for more than 5 years now and when I started I had 750rs limit and they didn't asked for my pan card it was miracle for me. Till date they don't have my Pan, I don't have any inquiry on my cibil from their side, recently they have been giving me LE almost every month so I wanna know about your experience and are you guys also getting LE in simpl very often?

 

[AshishR]

i had simpl account, created few months back, they have my pan and also they r showing as personal loan account in my cibil
i closed simpl account now

 

[Arcade]

I am using simpl for more than 5 years now and when I started I had 750rs limit and they didn't asked for my pan card it was miracle for me. Till date they don't have my Pan, I don't have any inquiry on my cibil from their side, recently they have been giving me LE almost every month so I wanna know about your experience and are you guys also getting LE in simpl very often?

Even I've been using simpl since it's inception, they've never asked me any kyc details.

Yes, I've been getting limit enhancements every month as well, and recently the amounts have also jumped significantly. Went from 7k to 25k in just 3 months.

 

[Rohit75]

I have been using Simpl BNPL from my two sim cards.

No pancard asked and I got 22k and 18k limit respectively

 

[arjun]

Even I've been using simpl since it's inception, they've never asked me any kyc details.

Yes, I've been getting limit enhancements every month as well, and recently the amounts have also jumped significantly. Went from 7k to 25k in just 3 months.

Yes same here and hats off to simpl, for me it is really convenient to use on jiomart,zomato etc
And we can even pay their bill using a credit card

 

[Batmanbaba]

Yes.. Its a good way.... Even u can recharge paytm fast tag using it... Upto 1000...pm and pay bill via credit card

 

[AshishR]

you all r very lucky if ur simpl account is not reported in cibil yet,

mine did

keep using it as long it doesnt ask for pan card details in future

 

[Batmanbaba]

you all r very lucky if ur simpl account is not reported in cibil yet,

mine did View attachment 3415

keep using it as long it doesnt ask for pan card details in future

I have 2 accounts.....they didn't asked dor pan.... Limit for both above 10000

 

[Arcade]

you all r very lucky if ur simpl account is not reported in cibil yet,

mine did View attachment 3415

keep using it as long it doesnt ask for pan card details in future

This is for Lazypay and not Simpl.

 

[AshishR]

This is for Lazypay and not Simpl.

ur right!

 

[tuhin]

Simpl is the best & simple BNPL service indeed... They are comparatively better than others

 

[kochiro]

Even if gov banned wallet loading bnpl, simpl will be left out as it do not provide any card. Sab mar jaenge bus simpl bachega.

 

[BankExpertIndia]

Even if gov banned wallet loading bnpl, simpl will be left out as it do not provide any card. Sab mar jaenge bus simpl bachega.

Yes Kyuki Ye Simple Hai... Ye Lazy Bhi Nahi Hai...

 

[kunaljn91]

Wanted to confirm, will I be gettinh edge rewards if I make my paymemt in SIMPL through Magnus?

 

[Rohit75]

I think you cannot pay Simpl or any BNPL via credit cards.

 

[kunaljn91]

I think you cannot pay Simpl or any BNPL via credit cards.

No, for Simpl credit card is always there as one of the payment methods!

 

[rjsudeep]

No, for Simpl credit card is always there as one of the payment methods!

Yes, I can confirm this. I am able to clear dues with my CCs, and I get rewards on the dues cleared as per my CC offers, as in 1.5% cb on repayment of Simpl dues via Flipkart Axis CC.

 

[rjsudeep]

I am using simpl for more than 5 years now and when I started I had 750rs limit and they didn't asked for my pan card it was miracle for me. Till date they don't have my Pan, I don't have any inquiry on my cibil from their side, recently they have been giving me LE almost every month so I wanna know about your experience and are you guys also getting LE in simpl very often?

Same here, haven't shared PAN. Started with 1k limit many years ago, and now it is 21k. No report in any bureaus.

 

[Rohit75]

Same here, haven't shared PAN. Started with 1k limit many years ago, and now it is 21k. No report in any bureaus.

I started through Zomato payments 3 years ago..

 

[pxg]

Simpl was the OG BNPL in India. I have 24k limit after almost 5 years, started with 5k when I was 16 (they never asked for KYC or age lmao). But I rarely use it except when my credit utilization is high and I want like 2 months to pay it off.

I also tried Simple Pay-in-3 EMI. It's a good truly no cost EMI option (no processing fees or interest) and you can pay that EMI via Credit card. They said they will check credit score when using Pay-in-3 but I never saw an enquiry on my report.