Does HDFC negotiate card fees?

[KnightX]

I had HDFC millenia LTF card, which i recently upgraded to regalia gold FYF. Since i dont have a use worth rs.2500 for regalia , i plan to close it after one year. I want to know if we can negotiate card fees to LTF with HDFC by mailing them or threatening to close. If not, then what is the criteria for LTF regalia otherwise?

I have salary account in HDFC only if it helps, and the employer was eligible for free regalia but I have since left the job. Can i still apply for LTF based on the employer i used to open the account?

 

[arun4455]

They used to do it easy earlier, but now it looks slightly difficult. You can give it a try.

 

[hks789]

I had HDFC millenia LTF card, which i recently upgraded to regalia gold FYF. Since i dont have a use worth rs.2500 for regalia , i plan to close it after one year. I want to know if we can negotiate card fees to LTF with HDFC by mailing them or threatening to close. If not, then what is the criteria for LTF regalia otherwise?

I have salary account in HDFC only if it helps, and the employer was eligible for free regalia but I have since left the job. Can i still apply for LTF based on the employer i used to open the account?

I got my FYF Regalia Gold converted to LTF last month.
Threatening wont work with HDFC, they will just cancel the card.
Just send a mail to pno or grievance mentioning your past hdfc relationship and request for LTF conversion.

 

[Card]

I think they either charge full fee or make it LTF. Not heard of any reduced fee or extra points like Amex does.

 

[Card]

I got my FYF Regalia Gold converted to LTF last month.
Threatening wont work with HDFC, they will just cancel the card.
Just send a mail to pno or grievance mentioning your past hdfc relationship and request for LTF conversion.

Can't agree more!

 

[justsree]

Yes, no decrease / reduction in fee for HDFC / even most CC's

 

[coolguy1]

If you spend a lot and are a valued customer, they might make it LTF.

If you don't spend a lot and are not a valued customer, they don't care and won't do anything.

 

[ismail]

I have tata infinity FYF, after 5 months i requested for LTF, they said NO, I put in a request for closure, been 1 day, the card still shows

 

[umangshrivastava91@gmail.]

I have tata infinity FYF, after 5 months i requested for LTF, they said NO, I put in a request for closure, been 1 day, the card still shows

Keep us posted. Also, roughly how much have you spent in 5 months from this card?

 

[ismail]

Keep us posted. Also, roughly how much have you spent in 5 months from this card?

around 35k.. i spend on normal credit cards mainly, this card i use when i am forced to spend via UPI

 

[cardy]

I had HDFC millenia LTF card, which i recently upgraded to regalia gold FYF. Since i dont have a use worth rs.2500 for regalia , i plan to close it after one year. I want to know if we can negotiate card fees to LTF with HDFC by mailing them or threatening to close. If not, then what is the criteria for LTF regalia otherwise?

I have salary account in HDFC only if it helps, and the employer was eligible for free regalia but I have since left the job. Can i still apply for LTF based on the employer i used to open the account?

Don't threaten or mail to close the card if you have no intention, because some people are biting fingers for doing that. Hdfc straight away closing cards in that cases.

 

[ismail]

Keep us posted. Also, roughly how much have you spent in 5 months from this card?

so tataneu card closed finally
requested closure on monday
closed on sunday

 

[Shoxie]

Yeah, hdfc just closes the card, they don't bulge for closure request.