Does it makes sense to opt for Citi Rewards Credit Card?

[Ankit Goyal]

Got a call from some agent for Citibank rewards CC free of charge, probably they are offering as LTF.

Does it make sense to opt for it as Citibank is shutting it's business in India

 

[CC_Fetish]

Does Citi allow to own 2 more of their cards? I have a Shoppers Stop one. And I recently applied online for a new Premier miles. They rejected it.

 

[prc1990]

I don't think your card will be cancelled. As in Citi business in India will be taken over Axis in India. If you get a Citi card LTF, it'll probably be transferred under some Axis head and probably will remain LTF.

I recently received CITI Rewards but they do not provide it as LTF. It's just that you don't need to pay any joining fees however, there are annual fees (1K + GST) associated with it and that too will get charged after 9-10 months however, it can be reversed on a min. annual spend of 30K.

 

[GopalB]

I recently received CITI Rewards but they do not provide it as LTF. It's just that you don't need to pay any joining fees however, there are annual fees (1K + GST) associated with it and that too will get charged after 9-10 months however, it can be reversed on a min. annual spend of 30K.

I live in Surat, Gujarat.. currently wfh... Office in bnglr.. but i am not even able to insert my pincode - 395007 - is Surat not servicable by Citi? Can someone tell me how to get a Citi cc ASAP ??

 

[metal_heart]

it can be reversed on a min. annual spend of 30K.

Even if you are not able to spend 30K (but have been meeting this criteria in earlier years), Just request them as one time exception and waiver; they oblige.
Just one call, and a simple request and they do it immediately. (that's my experience so far).

 

[Dr. Drake]

Does Citi allow to own 2 more of their cards? I have a Shoppers Stop one. And I recently applied online for a new Premier miles. They rejected it.

yes you can hold multiple citi cards. my wife had citi rewards card,Indian oil. Past week she had pre-approved offer for premier miles applied using my referral link(2500rs) + 5K(on activation) + 3k (bonus miles). Card was approved without any income documents should be delivered to us by 25th now

Card charges are 3k+GST. Still worth it

 

[CC_Fetish]

Where was this shown as pre-approved ? As in it definitely doesnt look like the app. So where was it seen?

 

[Harry1]

I recently received CITI Rewards but they do not provide it as LTF. It's just that you don't need to pay any joining fees however, there are annual fees (1K + GST) associated with it and that too will get charged after 9-10 months however, it can be reversed on a min. annual spend of 30K.

Why 9-10 months? Shouldn't it be 12 months?
I have taken rewards card and thinking to close after 11 months to avoid fee. Shall I do it in 9 months itself then?

 

[prc1990]

Why 9-10 months? Shouldn't it be 12 months?
I have taken rewards card and thinking to close after 11 months to avoid fee. Shall I do it in 9 months itself then?

11 months can be risky if your intention is to avoid Annual Charges. So you can prepone it by 1-2 months.

 

[Pramtesh]

Got a call from some agent for Citibank rewards CC free of charge, probably they are offering as LTF.

Does it make sense to opt for it as Citibank is shutting it's business in India

LTF is always welcome.