Does TataNeu gives Experian report when refreshed?

[panu24]

After 45 days, today I saw in my Tata Neu app to refresh my Experian score. I refreshed but did not get report in email.
Does refresh gives report as well?
Also, whats logic behind many free score offerings to allow refresh after 45 days only?

 

[NOOBY]

Does refresh gives report as well?

Yes, atleast I received it in my mail but there was a delay of 5 mins

Also, whats logic behind many free score offerings to allow refresh after 45 days only?

Paid subscriptions allow refreshing every day (if required, afaik)

I assume free offerings might have some upper limit to check, which is why they might be settings some period
OR
Even banks do not report/update details that frequently and so, it would make no sense to fetch it every week.

 

[WandereR]

For experian use their whatsapp chat. Get a report whenever you wish to. I do get it via Neu as well. Check your spam maybe?

 

[panu24]

First time I checked on TataNeu, I got Experian report immedietely but now after 45 days I refreshed but could not see report pdf sent to my email id. I did check spam folder as well.

 

[panu24]

For experian use their whatsapp chat. Get a report whenever you wish to. I do get it via Neu as well. Check your spam maybe?

Does contacting TataNeu Whatsapp chat will give me experian report ?

 

[WandereR]

Does contacting TataNeu Whatsapp chat will give me experian report ?

No, Experian chat. Use this https://wa.me/919920035444?text=Hi
More here: https://www.technofino.in/community/threads/platforms-to-check-credit-score-for-free.901

 

[D7162]

They provide 45 days refresh for us but they refresh daily. I received call from tata capital - lady on call told me last month I have few credit card enquiry one business loan enquiry (with exact number from cibil) and asking me for personal loan

Though I denied but they are using our reports for marketing

 

[panu24]

They provide 45 days refresh for us but they refresh daily. I received call from tata capital - lady on call told me last month I have few credit card enquiry one business loan enquiry (with exact number from cibil) and asking me for personal loan

Though I denied but they are using our reports for marketing

Yes that is what we agreed when we signup on TataNeu for showing our Experian score. They got access from us to read our credit report.