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Does this means, i'm pre-preapproved for ultimate card

Dr. Drake

TF Ace
We've been receiving this pre-approved notification via email in my mother's account for the past ten days. She have a SC savings account for 4 years and has an MAB of around 70-80K.

should we apply for this card? My mother received an apay card with a 5L limit last month, but it is not reflected in cibil. Currently, cibil is down to 748 because icici did a 1L enquiry, and utilisation is around 56%.

Another question is whether or not a cibil investigation will be conducted because it is preapproved?
 

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