I am currently holding kotak salary privy league platinum account, and now my company decided to shift salary account to another bank. So I want to downgrade my kotak account as can't mantain privy league balance. So can you tell me which is better account to downgrade with 10k balance and is there any way to get debit card lifetime free either virtual or physical. Also is debit card necessary to use kotak services or can all services can be used without debit card especially for upi n online transaction n password reset services?
