DPD in CIBIL

[pca9156]

I'm a state government employee in Assam, in 2020 I got involved in crypto currency betting for which I took a loan of Rs 100000 for 24 months from money view online,for first few months I managed to earn but later during Russia Ukraine War,that company got bankrupt and my regular income got disturbed,I was not able to pay EMIs.
I just need to know whether it will hamper my future car loan application ( say 2026-27) as Im driving my ancestral car now.
I don't have any requirement for unsecured loans in future.
As per my information, recently credit history is checked by banks while sanctioning loans,so DPD doesn't matter after 7 years although default in CIBIL ,my CIBIL is 706

 

[pca9156]

I'm a state government employee in Assam, in 2020 I got involved in crypto currency betting for which I took a loan of Rs 100000 for 24 months from money view online,for first few months I managed to earn but later during Russia Ukraine War,that company got bankrupt and my regular income got disturbed,I was not able to pay EMIs.
I just need to know whether it will hamper my future car loan application ( say 2026-27) as Im driving my ancestral car now.
I don't have any requirement for unsecured loans in future.
As per my information, recently credit history is checked by banks while sanctioning loans,so DPD doesn't matter after 7 years although default in CIBIL ,my CIBIL is 706

Don't react bro,give suggestions

 

[Deleted member 11974]

you are govt employee
check if you are eligible for any govt loans

 

[Zacobite]

I'm a state government employee in Assam, in 2020 I got involved in crypto currency betting for which I took a loan of Rs 100000 for 24 months from money view online,for first few months I managed to earn but later during Russia Ukraine War,that company got bankrupt and my regular income got disturbed,I was not able to pay EMIs.
I just need to know whether it will hamper my future car loan application ( say 2026-27) as Im driving my ancestral car now.
I don't have any requirement for unsecured loans in future.
As per my information, recently credit history is checked by banks while sanctioning loans,so DPD doesn't matter after 7 years although default in CIBIL ,my CIBIL is 706

don't default again... loan will be possible in a few yrs.. 706 is not a bad score

 

[deep@vie]

I'm a state government employee in Assam, in 2020 I got involved in crypto currency betting for which I took a loan of Rs 100000 for 24 months from money view online,for first few months I managed to earn but later during Russia Ukraine War,that company got bankrupt and my regular income got disturbed,I was not able to pay EMIs.
I just need to know whether it will hamper my future car loan application ( say 2026-27) as Im driving my ancestral car now.
I don't have any requirement for unsecured loans in future.
As per my information, recently credit history is checked by banks while sanctioning loans,so DPD doesn't matter after 7 years although default in CIBIL ,my CIBIL is 706

You'll get carloan easily,don't worry.
Even if you want it now,you'll get it rate of interest could be a bit higher though.

 

[Kumar93196]

I'm a state government employee in Assam, in 2020 I got involved in crypto currency betting for which I took a loan of Rs 100000 for 24 months from money view online,for first few months I managed to earn but later during Russia Ukraine War,that company got bankrupt and my regular income got disturbed,I was not able to pay EMIs.
I just need to know whether it will hamper my future car loan application ( say 2026-27) as Im driving my ancestral car now.
I don't have any requirement for unsecured loans in future.
As per my information, recently credit history is checked by banks while sanctioning loans,so DPD doesn't matter after 7 years although default in CIBIL ,my CIBIL is 706

Take a fd card use it wisely it will be boost your cibil much faster.

 

[sudheerreddy]

Take a fd card use it wisely it will be boost your cibil much faster.

@pca9156 follow this.

 

[Vishnubs]

I missed BoB CC payment by 11 days. DPD is not even 30 days, any hope I can have for this not showing in CIBIL ? Some articles in Google suggest usually less than 30 days (DPD) will not come in CIBIL report. Some people say even 1 week late payment is reported. Can someone share own experience for better clarity ?