Malarky92
TF Buzz
I made a purchase of 39k as a 3 month EMI using my BOB credit card which has an 80k Limit. Now the EMI's per month will be 13k which is less than 30% of my credit limit but the total credit blocked from card is 39k which is roughly 50% od my credit limit. Will it impact my credit score? Also, what happens if I make a payment of 20k on the card via Cred as repayment before statement generation, will if help?