Effective way to get axis ace

[SpiesCan'tCatchMe]

I don't hold an account in axis, i have myzone 1.5lac, ICICI MMT signature limit 1lac, Amazon pay 5.1lac, simply click 2lac, ICICI MMT platinum 2.9lac. went to the branch they said to apply for a card in axis you need atleast 4 lacs limit with not more than 40% credit utilisation. Can't provide salary slip, ITR i can give and C2C. Any suggestions

 

[Patil007]

when I try to apply card ace is showing in cards available but I have axis Airtel and Flipkart card. Except 2% on payments which flip kart gives 1.5%. nothing else seems attractive.

so please guide is ace worth opting and paying 499 + GST

This will help you to decide.

credit card	Airtel Mobile, Broadband, WiFi and DTH bill payments	Utility bill payments such as gas, electricity, etc.,	Prefered merchant	Other	Launge	Charges
Airtel	25% Max Rs. 300 (Amount Rs. 1200)	10% Max. Rs. 300 (3K spend)	10% Max. Rs. 500 (5K) Swiggy, Zomato, Bigbasket	1%​	4​	500​
Ace	5% unlimited (60 Rs. On 1200). If spend 6K+ then reward Rs. 300+	5% unlimited (Rs. 150 on 3K) If spend 6K+ then Rs. 300+	4% -Swiggy, Zomato, Ola (200 Rs. On 5K) if spend 12.5K+ then Rs. 500 +	2%​	4​	500​
Flipkart	5% Flipkart, Myntra	0​	4% Cleartrip, swiggy, pvr, uber	1.50%​	4​	500​

 

[iAmPm]

when I try to apply card ace is showing in cards available but I have axis Airtel and Flipkart card. Except 2% on payments which flip kart gives 1.5%. nothing else seems attractive.

so please guide is ace worth opting and paying 499 + GST

If your offline expense is 1.2L in a year, then 0.5% is 600rs which is the fees you are paying. So if airtel axis covers your bill and recharge part, you should only go with ACE if you have considerably higher offline spend than 1.2L else FK axis will take care of it. This is purely my view point.

 

[pprakash11]

I will share my experience. Got invite in Google Pay on 1st Dec, was in dilemma to apply or not! Applied on 5th Dec, did VKYC all went well.


Thought of tracking the same on Axis Bank website, since one of my friends who applied in Nov'22 got approved within 15 minutes, tracked on 7th Dec. Got this.


After that on 10th Dec, again tracked and shown incorrect details, was not getting any details, it was showing like this, Hope lost, thought it was rejected.


Waited till 13th Dec same error, after that just wrote a DM to Axis Bank on Twitter that tracking shows an error, they raised a service request the same day told to wait. That service request when I tracked also gave error 🤣

Suddenly today 15th Dec 01:34 got a notification from Gpay, see this.




CARD APPROVED !! 🤣

P.S. I use Google Pay a lot, I was in the Gold Team at all four Indie Home events that google pay hosted in November!!

Thanks !

 

[mohit7]

I will share my experience. Got invite in Google Pay on 1st Dec, was in dilemma to apply or not! Applied on 5th Dec, did VKYC all went well.

View attachment 7933
Thought of tracking the same on Axis Bank website, since one of my friends who applied in Nov'22 got approved within 15 minutes, tracked on 7th Dec. Got this.

View attachment 7934
After that on 10th Dec, again tracked and shown incorrect details, was not getting any details, it was showing like this, Hope lost, thought it was rejected.

View attachment 7935
Waited till 13th Dec same error, after that just wrote a DM to Axis Bank on Twitter that tracking shows an error, they raised a service request the same day told to wait. That service request when I tracked also gave error 🤣

Suddenly today 15th Dec 01:34 got a notification from Gpay, see this.

View attachment 7936View attachment 7937


CARD APPROVED !! 🤣

P.S. I use Google Pay a lot, I was in the Gold Team at all four Indie Home events that google pay hosted in November!!

Thanks !

Did you have any existing relationship with Axis bank?

 

[pprakash11]

Did you have any existing relationship with Axis bank?

I had one Freecharge-based-VKYC-Fixed Deposit 1 year back, and that too closed in August 2022. My customer ID was deleted from the Axis server after maturity.