Eligibility Criteria for ICICI Emeralde Private Metal - Discussion

[Nishan11]

Just checked again on her account, its not showing 2 active cards anymore.

What had happened around 8 months ago:

Its wealth account. The original DC issued was wealth on MC network. Thought that if we ask for Visa then would get the Wealth select which looks great. But what came was a Visa Platinum without word wealth written on it. So again ordered back MC.

Probably one of the later card was not activated, so kept showing in the account for a long time.

I also have 2 active DCs.

Wealth management world debit card ( MasterCard)

Private banking ( Visa Infinite)

I use both whenever needed.

 

[abhiaj_geek]

I also have 2 active DCs.

Wealth management world debit card ( MasterCard)

Private banking ( Visa Infinite)

I use both whenever needed.

Which type is your account now? Private or wealth?
Do you maintain trv for either?

 

[Nishan11]

Which type is your account now? Private or wealth?
Do you maintain trv for either?

Upgraded to private a week ago. Yes maintaining decent trv.

 

[kvndsz512]

Upgraded to private a week ago. Yes maintaining decent trv.

how? based on trv ya koi card?

 

[SSV]

I also have 2 active DCs.

Wealth management world debit card ( MasterCard)

Private banking ( Visa Infinite)

I use both whenever needed.

Upgraded to private a week ago. Yes maintaining decent trv.

So you have upgraded to private last week and using both the DCs for the last one week right?
If so, please let us know the status after 1 or 2 months

 

[kvndsz512]

So you have upgraded to private lastvweek and using oth the DCs for the last one week right?
If so, please let us know the status after 1 or 2 months

i have been using both dc since 1 yr + no issues still not closed or anything both are active

 

[SSV]

i have been using both dc since 1 yr + no issues still not closed or anything both are active

Okay thanks for sharing the info.. First time I am hearing this..

You also have upgraded to pvt?? And have the same DCs as above??

 

[kvndsz512]

Okay thanks for sharing the info.. First time I am hearing this..

You also have upgraded to pvt?? And have the same DCs as above??

from long now and even both dc is there

1 from wealth management
1 from private banking

 

[SSV]

from long now and even both dc is there

1 from wealth management
1 from private banking

Yes.. that's what I want to confirm..
Earlier when wealth and wealth select were there, both DCs used to work for a while and then one stops working..
It seems, in this case of wealth and private upgrade combination, it is working differently..

 

[Nishan11]

how? based on trv ya koi card?

I have couple of decent FDs.

EPM :- 27 L credit limit

AMAZON PAY :- 15 L limit
SAPPHIRO :- 15 L limit

 

[Nishan11]

So you have upgraded to private last week and using both the DCs for the last one week right?
If so, please let us know the status after 1 or 2 months

Yes 8-9 days back. I asked about having both DCs with BM as they are in different network, he said both will be active.

I will definitely update on June about current status. But BM assured me that both will be active, unless I decide to close any one of them.

 

[BVCBVC is verified member.]

I have couple of decent FDs.

EPM :- 27 L credit limit

AMAZON PAY :- 15 L limit
SAPPHIRO :- 15 L limit

Aren't they merging both the limits?

 

[BVCBVC is verified member.]

One off topic question as ICICI discussion happening here,

If Credit Card applied with different mobile number other than Account linked mobile number, can the card be linked to account linked mobile number later? Will there be a problem?

 

[zomatoo]

One off topic question as ICICI discussion happening here,

If Credit Card applied with different mobile number other than Account linked mobile number, can the card be linked to account linked mobile number later? Will there be a problem?

I think yes, you can change the mobile number in your credit card account. You can update your mobile number in Sbicards app, don't know about other banks.

 

[BVCBVC is verified member.]

I think yes, you can change the mobile number in your credit card account. You can update your mobile number in Sbicards app, don't know about other banks.

Yeah SBI can be done, just wanted to check about ICICI. Anyone have Idea?

 

[Nishan11]

Aren't they merging both the limits?

No, they said EPM will have separate limit. I am fine with this.

 

[Nishan11]

One off topic question as ICICI discussion happening here,

If Credit Card applied with different mobile number other than Account linked mobile number, can the card be linked to account linked mobile number later? Will there be a problem?

I have done this with Axis before. No idea about other banks but I don't think there will be any issue.

 

[abhiaj_geek]

No, they said EPM will have separate limit. I am fine with this.

You can merge the limits. But why go through the hassle of calling?

 

[BVCBVC is verified member.]

I have done this with Axis before. No idea about other banks but I don't think there will be any issue.

Yeah Axis, SBI I am aware of. Just wanted to get idea on ICICI.

 

[Nishan11]

You can merge the limits. But why go through the hassle of calling?

I don't wish to.

If they merge limit with EPM, it will increase total credit limit on CIBIL too as ICICI has different accounts for all 3 cards.