Emi breakdown for sbi credit card

[Golu2]

Do I have to pay interest after this sum of Rs. 3768 ?

 

[Anupama_Jha]

The above emi amount will be deducted in 2 parts, principal+interest and 18% gst is charged extra on interest.

In ur case, total ₹987.9 interest will be charged in 6 months. So 18% of that comes ₹178 extra.

So, ₹3768+ ₹30/35 every month.

 

[Golu2]

The above emi amount will be deducted in 2 parts, principal+interest and 18% gst is charged extra on interest.

In ur case, total ₹987.9 interest will be charged in 6 months. So 18% of that comes ₹178 extra.

So, ₹3768+ ₹30/35 every month.

So why did they charge so much?

 

[Anupama_Jha]

So why did they charge so much?

Are these only 2 entries or there are another also? Post full screenshot

 

[Golu2]

Are these only 2 entries or there are another also? Post full screenshot

 

[Golu2]

 

[kgaurav00]

So why did they charge so much?

They show two entries & Show Interest in EMI Seperately, in reality they charge only FP EMI amount & GST on interest amount.

 

[Anupama_Jha]

They show two entries & Show Interest in EMI Seperately but in reality they charge only FP EMI amount & GST on interest amount.

Yupp, that's the breakdown shown in stmt.