Experimental - How to Get Credit Period Upto 80 Days??

[D₹V]

Experimental - How to Get Free Credit Period Upto 80 Days??

Hello TFCians,

Generally Credit Cards Have Free Credit Period Upto 50±1 Days. In This Period, First 30 Is The Period Where You Use Card, On 31st Day The Bill Generates & Now You Have 20 Days To Pay The Bill.

Have You Ever Thought To Increase Free Credit Period Any Way? I'm Sure You Might Have Given A Thought About It. But Can't Find A Way??

Here's My Experimental Way:

• This Method Will Work Only In First 30 Days i.e. When Bill Isn't Generated.
• Once You're In First 30 Day Period, Call The Bank & Change The Billing Date To Lower Than It Was Earlier I.e. Choose 1st Of The Month If It Was 5th Earlier.
• Bank Will Change The Billing Date As Per Your Preference. Booyah! Your Bill Will Generate On Next Month Of Upcoming Month On 1st.
• Again, After The Bill Generation You'll Have 20 Days To Pay The Bill.

This Way You Might Get Free Credit Period Upto 80 Days

Note: This Is An Experimental Method, It Might Or Not Work. This Thread Doesn't Guarantee Extension Of Free Credit Period On Credit Card & Is For Educational Purposes Only.

Thank You ❤️ For Your Time In Reading The Thread 🧵.

 

[Slayer]

UPSC kab clear kar rahe ho sirjee

 

[D₹V]

UPSC kab clear kar rahe ho sirjee

Usi ki to kami hai bas 🫢

 

[shutapdiya]

Some banks asks to clear the outstanding before taking request for billing cycle change

And Almost all banks takes charges for 2nd time cycle change within one year

 

[RkrRkr is verified member.]

Experimental - How to Get Free Credit Period Upto 80 Days??

Hello TFCians,

Generally Credit Cards Have Free Credit Period Upto 50±1 Days. In This Period, First 30 Is The Period Where You Use Card, On 31st Day The Bill Generates & Now You Have 20 Days To Pay The Bill.

Have You Ever Thought To Increase Free Credit Period Any Way? I'm Sure You Might Have Given A Thought About It. But Can't Find A Way??

Here's My Experimental Way:

• This Method Will Work Only In First 30 Days i.e. When Bill Isn't Generated.
• Once You're In First 30 Day Period, Call The Bank & Change The Billing Date To Lower Than It Was Earlier I.e. Choose 1st Of The Month If It Was 5th Earlier.
• Bank Will Change The Billing Date As Per Your Preference. Booyah! Your Bill Will Generate On Next Month Of Upcoming Month On 1st.
• Again, After The Bill Generation You'll Have 20 Days To Pay The Bill.

This Way You Might Get Free Credit Period Upto 80 Days

Note: This Is An Experimental Method, It Might Or Not Work. This Thread Doesn't Guarantee Extension Of Free Credit Period On Credit Card & Is For Educational Purposes Only.

Thank You ❤️ For Your Time In Reading The Thread 🧵.

Aaj toh bhai ne line lga di hai tricks ki🤪🤪🤪

 

[D₹V]

Some banks asks to clear the outstanding before taking request for billing cycle change

And Almost all banks takes charges for 2nd time cycle change within one year

Yes.

In my case, Axis agent asked me to not clear any due before changing.

But I paid on call, she changed the billing cycle.

And told me about 1 year waiting period for next change.

 

[shutapdiya]

Yes.

In my case, Axis agent asked me to not clear any due before changing.

But I paid on call, she changed the billing cycle.

And told me about 1 year waiting period for next change.

Amex has asked me to clear (wasn't expecting it from them though)

 

[D₹V]

Amex has asked me to clear (wasn't expecting it from them though)

Sad brother.

Looks like this thread will make list of banks who allow billing date change without clearing outstanding 😂😉.

 

[RkrRkr is verified member.]

Sad brother.

Looks like this thread will make list of banks who allow billing date change without clearing outstanding 😂😉.

Its also somehow good to know.Many will get idea about the same .

 

[D₹V]

Few people on different forum is cussing me 😭 saying;

Tu bachhon ko bigaad raha!

Kya ye sach hai dosto?

 

[Slayer]

Aur kaunse forums hai?!??!

 

[D₹V]

Aur kaunse forums hai?!??!

Facebook pe hai.

 

[Slayer]

Facebook pe hai.

Aunty wali batein kardi

 

[D₹V]

Experimental - How to Get Free Credit Period Upto 80 Days??

Hello TFCians,

Generally Credit Cards Have Free Credit Period Upto 50±1 Days. In This Period, First 30 Is The Period Where You Use Card, On 31st Day The Bill Generates & Now You Have 20 Days To Pay The Bill.

Have You Ever Thought To Increase Free Credit Period Any Way? I'm Sure You Might Have Given A Thought About It. But Can't Find A Way??

Here's My Experimental Way:

• This Method Will Work Only In First 30 Days i.e. When Bill Isn't Generated.
• Once You're In First 30 Day Period, Call The Bank & Change The Billing Date To Lower Than It Was Earlier I.e. Choose 1st Of The Month If It Was 5th Earlier.
• Bank Will Change The Billing Date As Per Your Preference. Booyah! Your Bill Will Generate On Next Month Of Upcoming Month On 1st.
• Again, After The Bill Generation You'll Have 20 Days To Pay The Bill.

This Way You Might Get Free Credit Period Upto 80 Days

Note: This Is An Experimental Method, It Might Or Not Work. This Thread Doesn't Guarantee Extension Of Free Credit Period On Credit Card & Is For Educational Purposes Only.

Thank You ❤️ For Your Time In Reading The Thread 🧵.

Bro took this thread seriously 😳😂 https://www.technofino.in/community/threads/cibil-score-a-practical-guide.29167/post-778867

 

[Sriim]

Both SBI and Amex asked me to clear outstanding. I also changed my amex billing date twice in 3 months without any charges

 

[D₹V]

Both SBI and Amex asked me to clear outstanding. I also changed my amex billing date twice in 3 months without any charges

That might be bank specific.

Or they might have known this loophole 😝.

AXIS, ICICI, etc working.