How to cancel EMI after getting discount
Called up HDFC infinia service to cancel my no cost emi, as I've done many times before.
Got a guy who was condescending and manipulative.
I told him I wanted to close the EMI, and he said he can't do it - I have to do it using HDFC mycards.
Also said there would be 3% pre-closure + interest + GST. Despite telling him that previously I was never charged this fees, he gave me gyan about how people are misusing no-cost EMI trick by getting discounts on flipkart and amazon and then closing the loans. He wasted some more of my time, but refused to take my request, and finally I disconnected.
After reading technofino, I got to know that I had to say the magic word of "cancel" instead of "pre-close" the EMI.
I cut the call, and called again, this time again another guy asked me if I wanted to pre-close the EMI. I said no, i need to cancel it.
He took the request immediately and said the EMI will be closed in 4 working days. Done in 60 seconds.
Got a guy who was condescending and manipulative.
I told him I wanted to close the EMI, and he said he can't do it - I have to do it using HDFC mycards.
Also said there would be 3% pre-closure + interest + GST. Despite telling him that previously I was never charged this fees, he gave me gyan about how people are misusing no-cost EMI trick by getting discounts on flipkart and amazon and then closing the loans. He wasted some more of my time, but refused to take my request, and finally I disconnected.
After reading technofino, I got to know that I had to say the magic word of "cancel" instead of "pre-close" the EMI.
I cut the call, and called again, this time again another guy asked me if I wanted to pre-close the EMI. I said no, i need to cancel it.
He took the request immediately and said the EMI will be closed in 4 working days. Done in 60 seconds.
