FD based credit card suggestion

[chrn]

I have 2 lakhs of spare cash. I need an fd based credit card or cards.

Requirements:
1. My CIBIL is under 650 so I want to improve it.
2. I already have SBI cashback card which gives 5% online, axis ace card which gives 1.5% offline, SBI BPCL card which gives 7% on fuel, HDFC Swiggy card which gives 10% on food and groceries, Amazonpay icici which gives 2% on bill payments, rupay card for upi. So is there any fd backed card which gives better cashback than the above cards.
3. I want to use this fd card history to upgrade to better premium cards in the future.
4. Preferably LTF cards.

 

[hender]

I have 2 lakhs of spare cash. I need an fd based credit card or cards.

Requirements:
1. My CIBIL is under 650 so I want to improve it.
2. I already have SBI cashback card which gives 5% online, axis ace card which gives 1.5% offline, SBI BPCL card which gives 7% on fuel, HDFC Swiggy card which gives 10% on food and groceries, Amazonpay icici which gives 2% on bill payments, rupay card for upi. So is there any fd backed card which gives better cashback than the above cards.
3. I want to use this fd card history to upgrade to better premium cards in the future.
4. Preferably LTF cards.

You have all the good cards already!!
Why it so, your CIBIL is 650 ??