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FD Credit Card

I recommend ICICI FD Based credit card. Kotak's services are "out of the world" 🙄

HDFC also is fine. Do ensure though that you open a Savings Account with whichever bank (HDFC/ICICI) you go with so you become auto eligible for an unsecured credit card. All the best!
Kotak can't issue .
I have given him the answer ..

Unless there is new update I don't see point of discussion 😁
 
I got my first secured card from Kotak, the 811 DreamDifferent CC. After three months of good usage, they offered me a limit increase. Not sure if that's the case now. I don't get any upgrade offers or any limit icrease offers since then. Not sure how I got LE on a FD based card in the first place.
 
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