Federal Bank Credit Card Application

[souvikdey2002]

Hello CC Experts,

Did anybody went through the Federal Bank Credit Card application??
Is it possible to have a CC with them without having an account??

 

[chinmay]

Hello CC Experts,

Did anybody went through the Federal Bank Credit Card application??
Is it possible to have a CC with them without having an account??

You can apply for OneCard 😅
They issue unsecured card from Federal Bank now

 

[souvikdey2002]

You can apply for OneCard 😅
They issue unsecured card from Federal Bank now

May be my concept is wrong but I don't apply any Credit Card where there is no Physical entity of the concerned financial institution.

 

[Indian]

Showpiece card I had account with them recently closed due to their inefficient and subpar credit team, account mandatory for card apply

 

[chinmay]

May be my concept is wrong but I don't apply any Credit Card where there is no Physical entity of the concerned financial institution.

So you don't get any cobranded cards?

Haha!! Maybe then you won’t prefer Amex as well 😬
They are just a call centre in India

Anyways jokes apart; OneCard is just a LTF free card I feel best used for small petty payments. One best thing I like about it as you don’t need OTP to transact.
When you make online purchase; there appears a notification In the app where we just have to open and slide to authorise. I find it easy to use for small tickets online payments likes Uber’s/Zomato etc

 

[souvikdey2002]

So you don't get any cobranded cards?

Depends, if the the card is co-branded like Amazon Pay ICICI then yes since ICICI is a reputed bank which has several branches.
But for Slice, One I don't apply since they don't have any physical entity.

 

[souvikdey2002]

Haha!! Maybe then you won’t prefer Amex as well 😬
They are just a call centre in India

Anyways jokes apart; OneCard is just a LTF free card I feel best used for small petty payments. One best thing I like about it as you don’t need OTP to transact.
When you make online purchase; there appears a notification In the app where we just have to open and slide to authorise. I find it easy to use for small tickets online payments likes Uber’s/Zomato etc

I do prefer AMEX & would like to take as soon as the ban is lifted.

 

[souvikdey2002]

Slice is not even a CC ... It's just a 'credit line' which appears as CDL/others/personal loan in Cibil

,May be...
Seriously I'm not interested in these kind of cards & no BNPL stuff off course!!

 

[SunnyM]

Has anyone applied here . I have only seen Bajwa Sir who has one.

 

[EasyMoney]

Tried to apply for a Federal Bank credit card on their website. After entering all the details, got a popup saying that there are no offers.

Does anyone know any hack to bypass this?

Visited the Branch as well, and they also said the same that the if you are eligible you will get a call but you cannot directly apply from the branch

 

[theranos]

why are you interested in federal Bank card ....i already have one (not onecard) applied via invite but rewards+ cl + additional features aren't even of debit card level ...to start with @EasyMoney

 

[Gau₹av]

Does Federal Bank have any LTF credit cards? All of them seem to have high joining or annual fees.

 

[EasyMoney]

NO LTF cards afaik. But Signet can become FYF with small spends. Since there are a lot of offers floating around, we can definitely make FYF for sure, post that we can decide whether to keep it or not

 

[Batmanbaba]

why are you interested in federal Bank card ....i already have one (not onecard) applied via invite but rewards+ cl + additional features aren't even of debit card level ...to start with @EasyMoney

This onecard wont work on any Federal bank offers.....

 

[mailmenow]

Is there any grace period for federal bank credit card application once it's rejected??