Federal bank credit card escalation matrix

[sambit87]

Many users like me applied when federal bank declared all their credit card LTF. we had hard enquiry on cibil but after that it simply showed a pop up saying no offers available, without any application number, no status sent in email or sms. Where we should this escalate in federal bank chain before going to rbi ombudsman.

 

[anirban.choudhuryanirban.choudhury is verified member.]

Many users like me applied when federal bank declared all their credit card LTF. we had hard enquiry on cibil but after that it simply showed a pop up saying no offers available, without any application number, no status sent in email or sms. Where we should this escalate in federal bank chain before going to rbi ombudsman.

Credit card is completely on banks discretion , complaining to RBI ombudsman regarding the same is fruitless , also just before any credit bureaus check they take a consent for same so nothing can be done for that too

 

[zaid_2913]

Credit card is completely on banks discretion , complaining to RBI ombudsman regarding the same is fruitless , also just before any credit bureaus check they take a consent for same so nothing can be done for that too

Yeah how about bank gave the reason for rejection as pin code under non serviceable area on official email, where as other family member with same address and pin code got card delivered.

 

[saucy]

If you have 3 or more enquiries on your cibil in the recent past, federal Bank gives "no offers"

 

[Strange]

If you have 3 or more enquiries on your cibil in the recent past, federal Bank gives "no offers"

What's the source of this information?

 

[saucy]

@Strange
People confirmed here, including me.
Ek mahine pehele they were behind me ki Lelo card, ap hamare privileged customer ho.

Ab offer nahi hai🤣🤣

 

[roshancc]

Credit card is completely on banks discretion , complaining to RBI ombudsman regarding the same is fruitless , also just before any credit bureaus check they take a consent for same so nothing can be done for that too

Thats alright but they need to provide the exact reason for declining application .