I contacted Federal Bank Customer Care regarding obtaining a core Federal Bank CC while holding a co-branded credit card. The following is the reply I received:
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Greetings from Federal Bank.
As per the latest update, customers can hold up to three active Federal Bank credit cards. The conditions are as follows:
• Customers with a stand-alone Federal credit card may apply for up to two co-branded Federal credit cards.
• Customers can hold up to three co-branded Federal credit cards without owning a stand-alone credit card.
However, customers who currently hold co-branded Federal credit cards are no longer eligible to apply for a stand-alone Federal credit card. also note that, Once a card is cancelled. A new card can only be reapplied for after 90 days, subject to eligibility criteria.
Feel free to revert us.
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I am glad that they responded professionally with proper details unlike customer care of other banks who mostly give vague / incomplete reply.
Hope, this will be useful to all those who wish to apply for a Federal Bank CC.
But, one thing that defies logic is why those who hold co-branded CCs already must be barred from holding the core CC. Hope, Federal Bank will do a rethink and approach the matter practically.
=======================================================================================================
Greetings from Federal Bank.
As per the latest update, customers can hold up to three active Federal Bank credit cards. The conditions are as follows:
• Customers with a stand-alone Federal credit card may apply for up to two co-branded Federal credit cards.
• Customers can hold up to three co-branded Federal credit cards without owning a stand-alone credit card.
However, customers who currently hold co-branded Federal credit cards are no longer eligible to apply for a stand-alone Federal credit card. also note that, Once a card is cancelled. A new card can only be reapplied for after 90 days, subject to eligibility criteria.
Feel free to revert us.
=======================================================================================================
I am glad that they responded professionally with proper details unlike customer care of other banks who mostly give vague / incomplete reply.
Hope, this will be useful to all those who wish to apply for a Federal Bank CC.
But, one thing that defies logic is why those who hold co-branded CCs already must be barred from holding the core CC. Hope, Federal Bank will do a rethink and approach the matter practically.
