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Federal Bank Scapia is Back with Issuing New Cards

SubhankarSubhankar is verified member.

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Scapia is back! After a long pause in issuing new cards due to the RBI's ban and a sudden massive credit limit decrease, Scapia has returned with its co-branded credit card in partnership with Federal Bank.


One major drawback earlier was that existing Federal Bank credit card holders couldn’t apply for a Scapia card. However, that issue may have now been resolved, and even those with a Federal Bank credit card can apply, as few could have successfully applied & gotten Approval, though many faced rejection.


Apply Now by Clicking Here

Why Consider Scapia?​


Here are some key benefits:


Lifetime Free Credit Card: No joining or annual fees.
0% Forex Markup: Ideal for international transactions.
Unlimited Domestic Lounge Access: Spend just ₹10,000 in a month to qualify.
Generous Reward Structure:
  • 20% Scapia Coins on travel bookings via Scapia.​
  • 10% Scapia Coins on all other spends.​

Since 5 Scapia Coins = ₹1, this translates to:

💰 4% value back on travel bookings.
💰 2% value back on regular spends – a solid return for a Lifetime Free card.

Introducing the Virtual RuPay Card!​


Scapia now offers a Virtual RuPay Credit Card with an exciting benefit:

💳 5% reward on all UPI transactions above ₹500 – maximizing value on larger UPI spends.


While this may not benefit small transactions, it’s still a great addition for maximizing rewards.


So, are you applying for the Scapia Card? Let us know in the comments! 🚀​
 
One major drawback earlier was that existing Federal Bank credit card holders couldn’t apply for a Scapia card. However, that issue has now been resolved, and even those with a Federal Bank credit card can apply.​
Thoughts on this? @the_collector
 
what about eligible pincodes? anyone got that list? because eligible pincodes for scapia is different from normal federal cards
 
Got rejected after Aadhar Verification.

We regret to note that your application for the Federal Bank Scapia Co-Branded Credit Card could not be processed as it did not qualify the criteria prescribed by the Bank's policy.

It was rejected before even asking for employment details.

Maybe pin code not serviceable?
 
Thoughts on this? @the_collector
Here's the link to the post :



I am sure that I meet the criteria for scapia and here is the rejection message I got:

1000177383.webp

I think there a handful of people that have got scapia with a core card and the core card being celesta ( I saw 2 posts so far) , I don't know if these are isolated incidents or now they've actually started to accept.

Tbh I'll be extremely happy if they are giving existing card holders, I can build my case and fight for it with them.
 
I got rejected too. Felt pretty stupid to be honest.

Its an LTF card and wanted to get it for the purpose of increasing the overall credit limit. No regrets.
 
i hold Fi account, jupiter account and federal celesta credit card..
yesterday i reinstalled the scapia app, applied with my existing federal mobile number.
just aadhar number, pan details, basic details and it fetched other details from bank records.
no vkyc.
all it takes 5 minutes, then it showed credit limit (which is 50% of federal celesta) then it asked me to wait 24-48 hrs.

i was sure that it will get rejected but to my suprise it got approved today. i can see the card details on app today.

so, everyone who is existing federal customers (savings ac or cc), try your luck and apply.
 
i hold Fi account, jupiter account and federal celesta credit card..
yesterday i reinstalled the scapia app, applied with my existing federal mobile number.
just aadhar number, pan details, basic details and it fetched other details from bank records.
no vkyc.
all it takes 5 minutes, then it showed credit limit (which is 50% of federal celesta) then it asked me to wait 24-48 hrs.

i was sure that it will get rejected but to my suprise it got approved today. i can see the card details on app today.

so, everyone who is existing federal customers (savings ac or cc), try your luck and apply.
thanks, based on your comment, applied with leap of faith,. I have only federal celesta credit card with Federal, no other current/past relationships.
All done in 10 minutes, then it showed credit limit (which is 50% of federal celesta) then it asked me to wait 24-48 hrs.

waiting started...
 
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