Federal Bank Scapia is Back with Issuing New Cards

[SubhankarSubhankar is verified member.]

Scapia is back! After a long pause in issuing new cards due to the RBI's ban and a sudden massive credit limit decrease, Scapia has returned with its co-branded credit card in partnership with Federal Bank.


One major drawback earlier was that existing Federal Bank credit card holders couldn’t apply for a Scapia card. However, that issue may have now been resolved, and even those with a Federal Bank credit card can apply, as few could have successfully applied & gotten Approval, though many faced rejection.


Apply Now by Clicking Here

​

Why Consider Scapia?​

Here are some key benefits:


✅ Lifetime Free Credit Card: No joining or annual fees.
✅ 0% Forex Markup: Ideal for international transactions.
✅ Unlimited Domestic Lounge Access: Spend just ₹10,000 in a month to qualify.
✅ Generous Reward Structure:​

• 20% Scapia Coins on travel bookings via Scapia.​
• 10% Scapia Coins on all other spends.​

Since 5 Scapia Coins = ₹1, this translates to:

💰 4% value back on travel bookings.
💰 2% value back on regular spends – a solid return for a Lifetime Free card.

​

Introducing the Virtual RuPay Card!​

Scapia now offers a Virtual RuPay Credit Card with an exciting benefit:

💳 5% reward on all UPI transactions above ₹500 – maximizing value on larger UPI spends.


While this may not benefit small transactions, it’s still a great addition for maximizing rewards.


So, are you applying for the Scapia Card? Let us know in the comments! 🚀​

 

[CardSeeker]

Existing Federal Bank CC And Account Holder

Rejected Instantly

 

[the_collector]

Existing Federal Bank CC And Account Holder

Rejected Instantly

Likewise. I don't understand their terms
Reach out to them on scapiafederalcards@federalbank.co.in

Asking for the specific reason and kindly update here once you hear back.

They gave me a generic response citing internal policies so I replied again asking for the exact reason

 

[Tarun239]

Have they started issuing scapia credit card to existing federal credit card holders? Is there any cibil hit? Any idea if they are issuing scapia to existing federal credit card customers, what would be their criteria, like last time they were onboarding customers they were quite strict on number of cibil enquiries, etc.

 

[BUDHRAJ]

Have they started issuing scapia credit card to existing federal credit card holders? Is there any cibil hit? Any idea if they are issuing scapia to existing federal credit card customers, what would be their criteria, like last time they were onboarding customers they were quite strict on number of cibil enquiries, etc.

yes
i have fi/jupiter account and celesta credit card. applied and got approved easily..
yes there is cibil hit

some getting approval some getting rejections, try your luck

 

[Tarun239]

yes
i have fi/jupiter account and celesta credit card. applied and got approved easily..
yes there is cibil hit

some getting approval some getting rejections, try your luck

Thanks and lot of congratulations🎉🎉

 

[ayman]

Instant rejection was having jupiter bank account

 

[Tarun239]

Anyone with federal imperio credit card, got approval for scapia? It seems those who are getting approval are mostly celesta holders.

 

[mailmenow]

I don't have any federal bank credit card and have federal bank selfie account. Recently I got rejected for applying federal bank credit card (I month before). Can I apply for this one?

 

[Bhauka23]

Eligibility criteria

Scapia is back! After a long pause in issuing new cards due to the RBI's ban and a sudden massive credit limit decrease, Scapia has returned with its co-branded credit card in partnership with Federal Bank.


One major drawback earlier was that existing Federal Bank credit card holders couldn’t apply for a Scapia card. However, that issue may have now been resolved, and even those with a Federal Bank credit card can apply, as few could have successfully applied & gotten Approval, though many faced rejection.


Apply Now by Clicking Here

​

Why Consider Scapia?​

Here are some key benefits:


✅ Lifetime Free Credit Card: No joining or annual fees.
✅ 0% Forex Markup: Ideal for international transactions.
✅ Unlimited Domestic Lounge Access: Spend just ₹10,000 in a month to qualify.
✅ Generous Reward Structure:​

• 20% Scapia Coins on travel bookings via Scapia.​
• 10% Scapia Coins on all other spends.​

Since 5 Scapia Coins = ₹1, this translates to:

💰 4% value back on travel bookings.
💰 2% value back on regular spends – a solid return for a Lifetime Free card.

​

Introducing the Virtual RuPay Card!​

Scapia now offers a Virtual RuPay Credit Card with an exciting benefit:

💳 5% reward on all UPI transactions above ₹500 – maximizing value on larger UPI spends.


While this may not benefit small transactions, it’s still a great addition for maximizing rewards.


So, are you applying for the Scapia Card? Let us know in the comments! 🚀​

Eligibility criteria like CIBIL score requirement?

 

[cc24x7]

I had a savings account and a federal bank credit card; both were closed 1 year back, I applied today and did vKYC and Card Approved.
Now
1) The approved card PDF I received by email mentioned a limit of five lacs, but why is the Scapia app showing only a 50K credit limit?
2) My current approved card is a VISA variant, how will I get a Rupay virtual card?

 

[sunit123]

Applied and Approved within 3 hours of application ...I was deperately looking for zero forex mark up card for foreign trip and scapia is best among all.

 

[Agkrishna]

does min age of 23 still applies

 

[sunit123]

I had a savings account and a federal bank credit card; both were closed 1 year back, I applied today and did vKYC and Card Approved.
Now
1) The approved card PDF I received by email mentioned a limit of five lacs, but why is the Scapia app showing only a 50K credit limit?
2) My current approved card is a VISA variant, how will I get a Rupay virtual card?

Only 15/20% limit is available for first 7 days....It will be increased on 16th March...Mine is same case..Approved 4 lakh and current is 50k

 

[ccdc]

got the card issued by scapia...already have 1 federal core card...

 

[Tarun239]

For me, in the final step after taking selfie, it is coming, ur card is almost there, approximate wait time is 24-48 hrs, what does this means? Is card approved or more formalities or more checks will be done by bank??

 

[Akash Topder]

Rejected! Don't know why Federal Bank has a problem with my PAN !🤦

 

[sousnake]

got the card issued by scapia...already have 1 federal core card...

Which card you had earlier?
Celesta or something else?

 

[sunit123]

For me, in the final step after taking selfie, it is coming, ur card is almost there, approximate wait time is 24-48 hrs, what does this means? Is card approved or more formalities or more checks will be done by bank??

Vkyc under review

 

[Tarun239]

Vkyc under review

My vkyc was not done as details fetched from bank account

 

[sunit123]

My vkyc was not done as details fetched from bank account

Ohh..okay...urs will be approved in couple of hours