• Hey there! Welcome to TFC! View fewer ads on the website just by signing up on TF Community.

Few general questions on credit card and CIBIL report...

CyberPsych

TF Ace
On Credit cards:
1) I have an Activa scooter which has tank capacity of ~3 litres. No way I can fill fuel for more than ₹300. Does any fuel card(s) gives rewards/cashback for a minimum transaction value of ₹100? Please list all fuel cards you know if they meet this requirement.
2) Can I link Tata Neu plus/infinity rupay variant card to all these UPI apps - BHIM, Google Pay, PhonePe, Paytm, Payzapp, Mobikwik, Amazon, etc?

On CIBIL report:
1) My education loan was over 2-3 years ago (Union Bank) but it still shows Active/Open in my CIBIL report. Should I concern about this? Should I contact bank and make it closed?
2) My gender is wrongly mentioned as Female and my income is wrongly mentioned as 60,00,12,000. Whom to contact or to which e-mail ID should I send e-mails to get this corrected?
 
Does any fuel card(s) gives rewards/cashback for a minimum transaction value of ₹100?
I don't think
Can I link Tata Neu plus/infinity rupay variant card to all these UPI apps - BHIM, Google Pay, PhonePe, Paytm, Payzapp, Mobikwik, Amazon, etc?
Yes, Axis Kiwi doesn't charge surcharge on fuel but doesn't give CB at same time.
My education loan was over 2-3 years ago (Union Bank) but it still shows Active/Open in my CIBIL report. Should I concern about this? Should I contact bank and make it closed?
Yes, obviously
My gender is wrongly mentioned as Female and
See the date of reporting of these details, and see which bank/lender reported this (probably that day some loan account have been created/reported), match it & then send email to concerned bank.

This is the only way.
 
On Credit cards:
1) I have an Activa scooter which has tank capacity of ~3 litres. No way I can fill fuel for more than ₹300. Does any fuel card(s) gives rewards/cashback for a minimum transaction value of ₹100? Please list all fuel cards you know if they meet this requirement.
U can get IDFC Power Plus Card and load HP wallet. For loading wallet they charge 0.85% surcharge which is compensated by 1% hp happy coins. For every ₹150/- spent on hp u get 24 reward points i.e. ₹6 (4% reward rate)

U can also buy fuel vouchers from Park+ app using SBI Cashback card(if u have it) i think it gives 5% cashback for the same. Note: I haven't personally tried this; read this on a article on TFC
 
U can get IDFC Power Plus Card and load HP wallet. For loading wallet they charge 0.85% surcharge which is compensated by 1% hp happy coins. For every ₹150/- spent on hp u get 24 reward points i.e. ₹6 (4% reward rate)

U can also buy fuel vouchers from Park+ app using SBI Cashback card(if u have it) i think it gives 5% cashback for the same. Note: I haven't personally tried this; read this on a article on TFC
Aapka YouTube channel v hai na
 
U can get IDFC Power Plus Card and load HP wallet. For loading wallet they charge 0.85% surcharge which is compensated by 1% hp happy coins. For every ₹150/- spent on hp u get 24 reward points i.e. ₹6 (4% reward rate)

U can also buy fuel vouchers from Park+ app using SBI Cashback card(if u have it) i think it gives 5% cashback for the same. Note: I haven't personally tried this; read this on a article on TFC
Does Park+ gives cashback on SBI Cashback card only? I do not have that card
 
Back
Top