FI Money Infinite account | 2% in UPI/Debit Card spends

[iamankit]

Does anyone upgraded to Infinite account variant by maintaining 50k? Share your practical experience on benefits like 2% cashback and their acceptable merchant transactions for those cashbacks.

Account Plans & Benefits | Fi Money

Fi Money offers 4 plans - Salary, Infinite, Plus, and Standard. Each has its own benefits, choose your plan and enjoy using Fi

fi.money

 

[wolfdalalstreet]

I got only 13500 Coins this time around. I used to get 22500 every time. I followed the same transactions set this time too. Can someone please explain in simple words what are the transactions (value/method) one needs to do to get maximum cashback?

 

[Chaitanya-a]

I got only 13500 Coins this time around. I used to get 22500 every time. I followed the same transactions set this time too. Can someone please explain in simple words what are the transactions (value/method) one needs to do to get maximum cashback?

Same I too got only 13140 coins this time. Looks like Fi is getting degraded day by day.

 

[ronakshah]

I did all transactions for cc bp on cred and got 22.5k coins

 

[Phonix_YT]

Same I too got only 13140 coins this time. Looks like Fi is getting degraded day by day.

you have to do 1500*17 transactions to get all 22500 coins, before it was 2500*10

 

[pprakash11]

As I can chcek your account is under cool off, This may have happened because when you downgrade multiple times in a year, a cool-off is applied.
Let’s say you’re on the Plus Plan. The minimum balance to maintain is ₹10,000.

Let’s say on 31st January, you had ₹10,000 in your account. On 1st February, you spend ₹3,000. So, your current balance is ₹7,000.

You’ll receive in app comms to add ₹3,000 or more and maintain the minimum required balance. If you fail to do that, you will be moved to a lower plan (which comes with lesser benefits, but there are no penalties / charges applied).

Now, if that happens multiple times in a year, you will not be able to upgrade to your desired plan.

 

[pprakash11]

As I can chcek your account is under cool off, This may have happened because when you downgrade multiple times in a year, a cool-off is applied.
Let’s say you’re on the Plus Plan. The minimum balance to maintain is ₹10,000.

Let’s say on 31st January, you had ₹10,000 in your account. On 1st February, you spend ₹3,000. So, your current balance is ₹7,000.

You’ll receive in app comms to add ₹3,000 or more and maintain the minimum required balance. If you fail to do that, you will be moved to a lower plan (which comes with lesser benefits, but there are no penalties / charges applied).

Now, if that happens multiple times in a year, you will not be able to upgrade to your desired plan.

They aren't letting me upgrade to Fi Infinite.

For everyone's information!!

 

[prc1990]

They aren't letting me upgrade to Fi Infinite.

For everyone's information!!

FI be like: Khela Hobe .

 

[pprakash11]

FI be like: Khela Hobe .

Khela toh kore dilam dada, amar cool off over hoche 22-june-2024 pore

 

[prc1990]

Khela toh kore dilam dada, amar cool off over hoche 22-june-2024 pore

Open new FI account bhai .

 

[pprakash11]

Open new FI account bhai .

Khatam tata bye bye

Jupiter ko laat mara
Ab Fi ki baari

 

[onetwo]

What are you people using your coins on? Haven't seen the 3k/99,999 coins offer for some time now.

 

[Kumar93196]

Earlier the max fi coins on one transaction you can achieve is 800 on dc txn but now it's came down to a maxx capping of 400/txn on dc.

I use fi to pay my cc bill and rest daily upi spends as it offers minimum 12 fi coins on every spends and it also offer fi coins on wallet reload.
For maxx benifits i
I pay my cc bill via cheq in 1500 each for 16 times. And rest i paylaters via fi dc. And in the end i got around 400-500 cb and 15k or more fi coins.

 

[aayusharyan]

I don't understand what's the deal with FI balance check. I mean, they say I need to have 50K to upgrade to infinite account, but then they also say I can have 0 MAB. Then can I just transfer 50K, keep it for a day and transfer back and I would be considered infinite? Or is it like once a month or sth I need to have at least 50K for a day to count for that. Then I will have to rotate funds.
But not sure, anyone having some experience on this?

 

[Kumar93196]

I don't understand what's the deal with FI balance check. I mean, they say I need to have 50K to upgrade to infinite account, but then they also say I can have 0 MAB. Then can I just transfer 50K, keep it for a day and transfer back and I would be considered infinite? Or is it like once a month or sth I need to have at least 50K for a day to count for that. Then I will have to rotate funds.
But not sure, anyone having some experience on this?

I have been using infinite using the same trick from last 3 months never faces any issues yet.

 

[aayusharyan]

I have been using infinite using the same trick from last 3 months never faces any issues yet.

This sounds like a very obvious loophole which they will catch I think. Maybe not now but in sometime soon.

 

[TheMentalist]

I did all transactions for cc bp on cred and got 22.5k coins

using UPI (on Fi app or directly?) or DC?

 

[phagocyte536]

Both i opted for cash.. got both in account lol

 

[hellobois]

I got only one plant for 10000 coins only.
I am eligible for 500 cashback/20000 coins but haven't received full.
I think other group members got my share.

 

[satish0987]

Same I too got only 13140 coins this time. Looks like Fi is getting degraded day by day.

Did u write all those transactions somewhere
If yes tell us we will also get to know

I got full 500 (cred UPI, onecard app DC,cheq DC)

 

[imdjay]

What is the benefit of opting fi-coin over direct cashback?