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Finally Upgraded to IDFC Wealth Banking Program

My IDFC account opening experience was the best by far. I pinged IDFC on Twitter in the morning and gave them my number. RMs from 3 nearby branches called me today. I asked the one closest to my home to come over. He was here in 30 minutes and in another 15 mins I could see my IDFC First Wealth account on the app (I had to give 10L cheque).

He could see offer for IDFC First Wealth CC on the tablet but I asked him not to apply since I already have too many good CCs.
 
My IDFC account opening experience was the best by far. I pinged IDFC on Twitter in the morning and gave them my number. RMs from 3 nearby branches called me today. I asked the one closest to my home to come over. He was here in 30 minutes and in another 15 mins I could see my IDFC First Wealth account on the app (I had to give 10L cheque).

He could see offer for IDFC First Wealth CC on the tablet but I asked him not to apply since I already have too many good CCs.
Do we need to maintain 5L/10L always as account balance? or can we convert that to FD?
 
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