Financial Review Triggered due to 1 mistake

[Heisenberg37]

I called amex to increase limit of my MRCC
They says they’ll review the account
And i was in financial distress so i used to swipe my card at a merchant and pay them on time.

How they asked me what were those transactions and i told them he’s my friend and i purchased a car from him and paid via amex.

Now they’re asking me itr and stuff
I have itr of 12.5 L
Will that work?

 

[Wealth is my birth right!]

Holy cow. In a way you already knew you were f. but Instinct kicked in right time. Nice if I were you keep it blocked& close it reapply after 6months you should be good

One re apply and get card then the reward points will be in minus negative to the extent what is withdrawal done now

 

[Heisenberg37]

Holy cow. In a way you already knew you were f. but Instinct kicked in right time. Nice if I were you keep it blocked& close it reapply after 6months you should be good

I have an itr of 12.5
And 15 should be there minimum

 

[Heisenberg37]

One re apply and get card then the reward points will be in minus negative to the extent what is withdrawal done now

Can’t use itr of 12.5
Can i use hdfc infinia to apply?

 

[Wealth is my birth right!]

Can’t use itr of 12.5
Can i use hdfc infinia to apply?

AmEx c2c wont work online
You need to get offline agent

 

[ontherocks]

yes, I was this close to getting that metal to show off

How and to whom do you show off credit cards? It's a genuine question.

 

[m4b]

How and to whom do you show off credit cards? It's a genuine question.

Imagine a scenario you go with your friends on trip via Delhi. You check in amex centurion lounge and sippin free beers

 

[Dr. Drake]

I have an itr of 12.5
And 15 should be there minimum

You can use your other assets to cover the rest including cars..

 

[shivamk]

Imagine a scenario you go with your friends on trip via Delhi. You check in amex centurion lounge and sippin free beers

m4b to his friends: gareebo tum bahar baitho

 

[m4b]

m4b to his friends: gareebo tum bahar baitho

Did the same with Infinia friend

 

[simplegarv]

I used to take money from him and make payments and they are asking for statements

Bro is telling a bit of truth in each new post .

 

[BVCBVC is verified member.]

I called amex to increase limit of my MRCC
They says they’ll review the account
And i was in financial distress so i used to swipe my card at a merchant and pay them on time.

How they asked me what were those transactions and i told them he’s my friend and i purchased a car from him and paid via amex.

Now they’re asking me itr and stuff
I have itr of 12.5 L
Will that work?

There may be many suggestions for you on this. But one thing just remember always, Never play with Amex. Because Amex has track record of banning users for long term on FR. So spend responsibly using Amex and declare actual things to them.

 

[the_dark_knight]

Free ki beer pilaoge toh chindi/gareeb samjhenge, real show off is in paying their bills in full without any capping on their expenditures. This can only be achieved through higher earnings not credit cards

 

[m4b]

Free ki beer pilaoge toh chindi/gareeb samjhenge, real show off is in paying their bills in full without any capping on their expenditures. This can only be achieved through higher earnings not credit cards

Na mein pila rha na mein unka bill bhar rha unka bhai bahut harami dost hai mere

 

[shivamk]

Na mein pila rha na mein unka bill bhar rha unka bhai bahut harami dost hai mere

Bhai sabke same se hi hote hai

 

[ontherocks]

Imagine a scenario you go with your friends on trip via Delhi. You check in amex centurion lounge and sippin free beers

Wouldn't that be the last day you can call them "friends"

 

[actuallyankit]

Use MRCC only to buy 4 x 1500 Amazon pay every month on the Amex Gyftr portal.
so many better cards for higher spends

Like? Kindly suggest?

 

[drsel]

Like? Kindly suggest?

Magnus burgundy
HDFC infinia
Atlas
Airtel
SBI cashback
HDFC swiggy
AU Lit with 5% bonus, 10x online/offline,5% grocery/apparel

 

[Yugi]

Do let us know the results of your FR and what all do they ask.

 

[Lobogris]

Ah I see, so its mostly surplus. Bohot ameer ho

10 lakhs surplus makes you “bohot ameer” (very rich) ?

 

[Slayer]

Did the same with Infinia friend

Riyal . .