First credit card(HDFC) approved without credit score

[Pandu]

I am new to this community.
Today, I got my first Credit card.

HDFC bank offered me two pre-approved credit cards: Millennia LTF and IndianOil LTF
Applied for Millennia LTF.
Approved instantly with limit Rs. 1,02,000

My profile:
Age: 22years
No income, Preparing for competitive exams.
No credit history
CIBIL score not generated yet.



My relationship with HDFC:
Opened regular savings account in March, 2024: Rs.5k MAB, Easy Shop platinum debit card.

Strategy to get credit card: I don’t know anything about credit cards. My uncle planned everything.

He did two things:

1. In savings account application, he mentioned occupation as SALARIED.
2. He paid all his credit card bills using my platinum debit card.

 

[Swastik]

Congratulations, and welcome to the club

 

[DK007]

Congratulations for your first card !!

How did you apply for the card? Did you receive any email or sms mentioning the LTF free offer?

 

[rockking1994]

I am new to this community.
Today, I got my first Credit card.

HDFC bank offered me two pre-approved credit cards: Millennia LTF and IndianOil LTF
Applied for Millennia LTF.
Approved instantly with limit Rs. 1,02,000

My profile:
Age: 22years
No income, Preparing for competitive exams.
No credit history
CIBIL score not generated yet.



My relationship with HDFC:
Opened regular savings account in March, 2024: Rs.5k MAB, Easy Shop platinum debit card.

Strategy to get credit card: I don’t know anything about credit cards. My uncle planned everything.

He did two things:

1. In savings account application, he mentioned occupation as SALARIED.
2. He paid all his credit card bills using my platinum debit card.

Welcome
Since you have joined tf there is plenty of knowledge you can get here
And since you are new to cc and young if you don’t know much about cc
Here is basic rule if you need credit then don’t use credit card if you don’t need credit then only use credit card
If you purchase anything things with it always pay the bill even before the bill is generated or as soon as it is generated and always pay the full amount NO minimum payment or part payment
Good luck

 

[Pandu]

received email

Congratulations for your first card !!

How did you apply for the card? Did you receive any email or sms mentioning the LTF free offer?

received e-mail

 

[DK007]

received email

Great. As your are starting your credit card journey through this card, I would suggest you to cross-check and confirm from the concerned team regarding the LTF offer, and also if possible get a written communication regarding the same to avoid any future conflicts. All the best !!

 

[sudoabhi]

Applied for Millennia LTF.

Good Decision. Welcome to the club!

 

[SSV]

I am new to this community.
Today, I got my first Credit card.

HDFC bank offered me two pre-approved credit cards: Millennia LTF and IndianOil LTF
Applied for Millennia LTF.
Approved instantly with limit Rs. 1,02,000

My profile:
Age: 22years
No income, Preparing for competitive exams.
No credit history
CIBIL score not generated yet.



My relationship with HDFC:
Opened regular savings account in March, 2024: Rs.5k MAB, Easy Shop platinum debit card.

Strategy to get credit card: I don’t know anything about credit cards. My uncle planned everything.

He did two things:

1. In savings account application, he mentioned occupation as SALARIED.
2. He paid all his credit card bills using my platinum debit card.

Welcome Pandu !!

 

[beast_boy]

I am new to this community.
Today, I got my first Credit card.

HDFC bank offered me two pre-approved credit cards: Millennia LTF and IndianOil LTF
Applied for Millennia LTF.
Approved instantly with limit Rs. 1,02,000

My profile:
Age: 22years
No income, Preparing for competitive exams.
No credit history
CIBIL score not generated yet.



My relationship with HDFC:
Opened regular savings account in March, 2024: Rs.5k MAB, Easy Shop platinum debit card.

Strategy to get credit card: I don’t know anything about credit cards. My uncle planned everything.

He did two things:

1. In savings account application, he mentioned occupation as SALARIED.
2. He paid all his credit card bills using my platinum debit card.

Who was using the Cashback you were getting after your uncle paid the bills ? Not my business.. just curious to know

 

[rockking1994]

Who was using the Cashback you were getting after your uncle paid the bills ? Not my business.. just curious to know

Most likely its his uncle thats why he opened the ac
Though the could split the profit

 

[Pandu]

Who was using the Cashback you were getting after your uncle paid the bills ? Not my business.. just curious to know

Most likely its his uncle thats why he opened the ac
Though the could split the profit

Not only me, my friends also got pre-approved MIllennia credit cards. He used the same strategy for all of us. He told us-" I am going to pay all my credit card bills using your platinum debit cards and you are going to get a monthly cashback of Rs.750 and a credit card in six months". We are very happy. Thank you all

 

[Pandu]

Welcome Pandu !!

SSV గారు ఈ video నేనే post చేయాలనుకున్న ...కానీ కొంచెం అతిగా ఉంటుందేమో అని వద్దనుకున్నా ...reply గా ఈ video post చేయకండి


View attachment Neninthe.mp4

 

[SSV]

Welcome Pandu !!

@HumorSimpson . .

 

[Infamous]

Congrats! Great stuff by your uncle, knew what he was doing

 

[Fini7777]

I am new to this community.
Today, I got my first Credit card.

HDFC bank offered me two pre-approved credit cards: Millennia LTF and IndianOil LTF
Applied for Millennia LTF.
Approved instantly with limit Rs. 1,02,000

My profile:
Age: 22years
No income, Preparing for competitive exams.
No credit history
CIBIL score not generated yet.



My relationship with HDFC:
Opened regular savings account in March, 2024: Rs.5k MAB, Easy Shop platinum debit card.

Strategy to get credit card: I don’t know anything about credit cards. My uncle planned everything.

He did two things:

1. In savings account application, he mentioned occupation as SALARIED.
2. He paid all his credit card bills using my platinum debit card.

Congrats.. u r very lucky to Receive Millennia as LTF

Welcome to the club and keep enjoying your credit card rewarding journey

 

[SSV]

SSV గారు ఈ video నేనే post చేయాలనుకున్న ...కానీ కొంచెం అతిగా ఉంటుందేమో అని వద్దనుకున్నా ...reply గా ఈ video post చేయకండి


View attachment 66422

విషయం ఏమిటంటే..

"ఎవడు కొడితే దిమ్మ తిరిగి మైండ్ బ్లాక్ ఐపోద్దో"......వాడే పండుగాడు.
ఆ పండు గాడిని నేనే...!!!

నా పేరు కూడా పండు నే

 

[praful47]

I am new to this community.
Today, I got my first Credit card.

HDFC bank offered me two pre-approved credit cards: Millennia LTF and IndianOil LTF
Applied for Millennia LTF.
Approved instantly with limit Rs. 1,02,000

My profile:
Age: 22years
No income, Preparing for competitive exams.
No credit history
CIBIL score not generated yet.



My relationship with HDFC:
Opened regular savings account in March, 2024: Rs.5k MAB, Easy Shop platinum debit card.

Strategy to get credit card: I don’t know anything about credit cards. My uncle planned everything.

He did two things:

1. In savings account application, he mentioned occupation as SALARIED.
2. He paid all his credit card bills using my platinum debit card.

Will this trick work for digi youth account?

 

[Fini7777]

Will this trick work for digi youth account?

I think this ac is for students right Correct me if I'm Wrong
Ur occupation should not be student in ur profile then it is possible

 

[praful47]

I think this ac is for students right Correct me if I'm Wrong
Ur occupation should not be student in ur profile then it is possible

It's for people aged between 18-25 .

 

[Fini7777]

It's for people aged between 18-25 .

Ok, check ur profile section and if u mentioned sal or self employed there r chances