Devaluation Floater card Query

[Sahil_07]

Hi,I have Irctc Hdfc credit card which is almost a year old.
Recently I have taken their swiggy credit card as a floater card.
As you know both cards are not eligible for instant discounts during sale.Now I have few questions.

1. Can I close my primary card (Irctc) and continue to use swiggy card?
2.Can I request to upgrade my primary card (Irctc) to milenia or money-back+ and continue to use swiggy card?
3. Can I apply for a 3rd card(one of money-back plus or milenia)?
4.Can I apply their rupay virtual card as my 3rd card?

Please give your valuable suggestion.
I only want it for discount.
As my irctc card is in rupay variant,they are not giving the rupay virtual card too.

(My primary card is almost one year old and I have spent nearly 2 lakhs with it)

 

[HumorSimpson]

Hi,I have Irctc Hdfc credit card which is almost a year old.
Recently I have taken their swiggy credit card as a floater card.

How did you take it ? Visited branch or any other way ?

 

[Sahil_07]

How did you take it ? Visited branch or any other way ?

applied from cashkaro

 

[HumorSimpson]

applied from cashkaro

In CK while applying , isn't it new application? How does it give option of floater ?

 

[Sahil_07]

In CK while applying , isn't it new application? How does it give option of floater ?

I applied irctc first then swiggy as floater

 

[Sahil_07]

please help those who know the details

 

[ᏰᏋᎥᏁᎶᎥᏁፈᎧᎶ]

1. Can I close my primary card (Irctc) and continue to use swiggy card?

you can but you won't be able to get hdfc core card mostly.

3. Can I apply for a 3rd card(one of money-back plus or milenia)?

nope.

4.Can I apply their rupay virtual card as my 3rd card?

yeap.

2.Can I request to upgrade my primary card (Irctc) to milenia or money-back+ and continue to use swiggy card?

you can via emailing to highest authority.

 

[Sahil_07]

you can but you won't be able to get hdfc core card mostly.

nope.

yeap.

you can via emailing to highest authority.

I find the irctc credit card very useful,appling the virtual rupay card(paid) will be the best option for me,I wont get pre approved ltf offer as my exising card is in rupay variant. So will they approve my 3rd credit card application ? (virtual rupay credit card)

 

[ᏰᏋᎥᏁᎶᎥᏁፈᎧᎶ]

So will they approve my 3rd credit card application ? (virtual rupay credit card)

yeah mostly instantly

 

[Fini7777]

applied from cashkaro

floaters card can only be provided by hdfc on filling the floater card application form

I wonder if u can explain me how u got swiggy from CK Bcoz I am on the same boat and tried applying for their core cards but they've rejected my applic stating that I already have a co-branded cc

 

[HumorSimpson]

floaters card can only be provided by hdfc on filling the floater card application form

I wonder if u can explain me how u got swiggy from CK Bcoz I am on the same boat and tried applying for their core cards but they've rejected my applic stating that I already have a co-branded cc

exactly , even I am wondering how he got floater via online

 

[Sahil_07]

floaters card can only be provided by hdfc on filling the floater card application form

I wonder if u can explain me how u got swiggy from CK Bcoz I am on the same boat and tried applying for their core cards but they've rejected my applic stating that I already have a co-branded cc

I have applied,they rejected,send mail. they gave floater card form and told me to fill up

 

[Fini7777]

I have applied,they rejected,send mail. they gave floater card form and told me to fill up

got it.
did they ask for any extra docs like inc docs, address proof, any such?

 

[HumorSimpson]

I have applied,they rejected,send mail. they gave floater card form and told me to fill up

Can you share that form here please ?

 

[Sahil_07]

I applied

got it.
did they ask for any extra docs like inc docs, address proof, any such?

yeah address proof

 

[Sahil_07]

Can you share that form here please ?

https://www.technofino.in/community...iggy-cc-ltf-as-a-floater-on-tataneu-cc.30284/ see here .

 

[Sahil_07]

yeah mostly instantly

I have applied swiggy card last month, should I wait or i can apply rn?

 

[ᏰᏋᎥᏁᎶᎥᏁፈᎧᎶ]

I have applied swiggy card last month, should I wait or i can apply rn?

You can apply anytime.

 

[tachniki]

HDFC is ultra kind to some people. 😁 Pichle janam ke karmon ka phal probably.

I have applied,they rejected,send mail. they gave floater card form and told me to fill up

 

[HumorSimpson]

https://www.technofino.in/community...iggy-cc-ltf-as-a-floater-on-tataneu-cc.30284/ see here .

What to fill on application number ❓ Also I don't see an option of which card we are applying