I'm not taking about transaction limit. I'm talking about cashback limit per month imposed by hdfc
1.5% back as NeuCoins on UPI spends (including spends on partner Tata Brands) - maximum of 500 NeuCoins per calendar month.
Maximum of 1, 000 NeuCoins per month can be earned on property Management Merchant
Category on Tata Neu Infinity HDFC Bank Credit Card
NeuCoins will be calculated and posted on nearest round down integer, for example Rs 220 transaction will be alculated as (220*1.5% = 3.3 NeuCoins = 3 NeuCoin (round to nearest integer). Fractional NeuCoins will not be
accrued.
With effect from 1-Jan-2023, the NeuCoins for Grocery Spends will be capped at 2,000 NeuCoins per month on Tata Neu Infinity HDFC Bank Credit Card and will be posted once in a month in your account.
1 TATA neu coin is ₹0.76
Even if you get 1.5% it's as good as 1% from millennia as its 1 pts = 1 rupee
The card is redundant, confusing and low value when you have to spend 3L to remove annual fee.