Offer Fulfilled! Free Times Prime through DBS Prime Account

[sjmajumder]

1% charges upto 500 on shortfall of trv. It cannot be zero balance as you mentioned.
299 charges for dc

Whatever I mentioned is valid when TRV is maintained. TRV does not mean only SB balance. It is a combination of SB, TD, MF, etc.

Not a good product na?

Depends...if you have money lying in different places and you can divert 2L to DBS you get all these free facilities.

 

[cardio_guycardio_guy is verified member.]

Nope, I use IndusInd CC/DC on BigBasket for better offers.

2 qns -
Is indusind offer on bigbasket better than tata neu infinity?

Is the dbs savings account 0 mab?

 

[Ram1]

2 qns -
Is indusind offer on bigbasket better than tata neu infinity?

Is the dbs savings account 0 mab?

From this month indus 20% reduced to 10% on Bigbasket
So tataneu infinity also gives 10%.both same imo
No now dbs not giving zero balance. Online accounts starts at 10k mab

 

[sjmajumder]

2 qns -
Is indusind offer on bigbasket better than tata neu infinity?

It used to be 20% discount on Select/Exclusive DC. Reduced to 10% from this month. Time to explore other options. Please let me know how much discount you are getting with Tata Neu Infinity.

Is the dbs savings account 0 mab?

Prime savings account requires you to maintain a TRV of 2L. If you have TD/MF of 2L then SB is 0 balance.

 

[Ram1]

It used to be 20% discount on Select/Exclusive DC. Reduced to 10% from this month. Time to explore other options. Please let me know how much discount you are getting with Tata Neu Infinity.

Prime savings account requires you to maintain a TRV of 2L. If you have TD/MF of 2L then SB is 0 balance.

If we can have mutual fund of 2L then prime account becomes zero balance right?
Any amc charges for demat?

 

[sjmajumder]

If we can have mutual fund of 2L then prime account becomes zero balance right?
Any amc charges for demat?

It is not demat based. It is ARN based, so you get regular MF and not direct MF.

 

[Ram1]

It is not demat based. It is ARN based, so you get regular MF and not direct MF.

No idea about it. I'm new to mf. Will google it

 

[atx]

How do I check if I am a DBS prime customer?

try checking for this crown in dbs app, next to your id:

 

[atx]

Downgrades happening if we don't maintain 2L?

Quarterly charges for TRV non maintenance - 1% of shortfall (Max INR 500)

https://www.dbs.com/in/iwov-resources/pdf/schedule-of-benefits.pdf

dc charges waived off if AMB > 50k

 

[prankster]

try checking for this crown in dbs app, next to your id:

View attachment 75141

Thanks, I can confirm that I am a prime customer. I remember enrolling a few years ago. I haven't been maintaining 50k for at least 1 year and there have been no penalties. No other TRV either.

 

[Ram1]

Thanks, I can confirm that I am a prime customer. I remember enrolling a few years ago. I haven't been maintaining 50k for at least 1 year and there have been no penalties. No other TRV either.

Hows that possible, have u directly opened prime?
Any fds?

 

[prankster]

Hows that possible, have u directly opened prime?
Any fds?

I used to maintain a lot of amount upto last year December before. I got upgraded a couple years ago, haven't looked into it since that.

 

[Ram1]

I used to maintain a lot of amount upto last year December before. I got upgraded a couple years ago, haven't looked into it since that.

Lot of balance means above 2L?
Have you checked account statement regarding charges?

 

[prankster]

Lot of balance means above 2L?
Have you checked account statement regarding charges?

Yes I check statement for last 12 months, there are no charges. and yes I used to maintain amount 2l but for a brief period of time back when they used to run offers for funding account to get Amazon vouchers.

 

[Ram1]

Yes I check statement for last 12 months, there are no charges. and yes I used to maintain amount 2l but for a brief period of time back when they used to run offers for funding account to get Amazon vouchers.

This is interesting
No downgrades, no charges

 

[Ram1]

Yes I check statement for last 12 months, there are no charges. and yes I used to maintain amount 2l but for a brief period of time back when they used to run offers for funding account to get Amazon vouchers.

Have you got any credit card offer?

 

[prankster]

I get low balance and MAB alerts when balance goes below 10k.
All this based on the assumption that I am still a prime customer(since I have the crown thing)

 

[prankster]

Have you got any credit card offer?

Yes, they are offering spark 5 LTF but I didn't take it

 

[Ram1]

I get low balance and MAB alerts when balance goes below 10k.
All this based on the assumption that I am still a prime customer(since I have the crown thing)

You opened 10k account and maintained above 2L initially and account upgraded to prime automatically right

 

[prankster]

You opened 10k account and maintained above 2L initially and account upgraded to prime automatically right

Don't remember which variant I opened, but account was upgraded automatically. I have easemytrip dc