Fuel Credit card Gimmicks

[mohanarajmahi]

Hi All,

I have been using different Fuel Credit cards in past and I feel most of the cards are just gimmicks by banks.

Many pumps are not listed as that brand pumps by banks and to add to it pumps are using their own machines which provided by paytm or othe third party vendors.

Due to which almost it's hard to get rewards unless we have one or two pumps near our home which is fully setup to get us the rewards.

If you are frequent traveller then mostly we will end losing rewards as it's difficult to track and trace and get back the rewards.

Over all IMO fuel cards are mostly luck based if it worked then fine else it's gone.

 

[helloworld]

Yes, hence preferred milestone cards. All banks (except AXIS) works for milestone benefits. Best Amex but works for any bank. Good to know you realized finally.

Thread 'Maximize Your Rewards: Credit Cards with Quarterly and Annual Milestones'

Aug 28, 2022

When there is no credit card offer and I want to purchase something, I usually use card with high reward rate. But by doing this I often missed the opportunity to get more reward rate with Quarterly/Annual milestone benefits with other cards.

It's like I use card with 3.3% reward rate compared to 1.2% because I get instant high reward rate but if I waited and when crossed certain spends on that low 1.2%, it can give me 6.2%.

In this post, I try to gather or know about certain cards which provides better reward rate with Quarterly/Annual milestone benefits.

Note: Ignored monthly...

• helloworld
• Replies: 62
• Forum: Credit Card - General

• 

 

[SureShot]

that's why for fuel i always stick with debit cards like IndusInd Delights or Kotak 811 Super for 5%. If cards are not accepted, I use Indie UPI with megastar account for 3%. PEACE

 

[jk51]

Hi All,

I have been using different Fuel Credit cards in past and I feel most of the cards are just gimmicks by banks.

Many pumps are not listed as that brand pumps by banks and to add to it pumps are using their own machines which provided by paytm or othe third party vendors.

Due to which almost it's hard to get rewards unless we have one or two pumps near our home which is fully setup to get us the rewards.

If you are frequent traveller then mostly we will end losing rewards as it's difficult to track and trace and get back the rewards.

Over all IMO fuel cards are mostly luck based if it worked then fine else it's gone.

I was fed up with cobranded cards hence following the below mentioned combination for the time being:

1. Park Plus with Amex Plat Travel for IOCL

2. Amex MRCC/Plat Travel for HPCL and Private Players

3. StanC Ultimate where the above two don’t work

4. MobiKwik Wallet UPI where the above three dont work

 

[panchabhut]

Indie Megastar UPI with 3%. No tension cashback.

 

[Pissant]

I just use my Amex Gold