FY 2024-25 End - Credit Card Retention Offers

[Anil_SinghAnil_Singh is verified member.]

I have axis airtel card on which I have spent 150k till now and renewal is due in April… any how can I get the annual fees back for this year ?

only retention team can do that if they want to

 

[Akash.nagori]

only retention team can do that if they want to

Ok it is possible if they want… right ?

 

[Anil_SinghAnil_Singh is verified member.]

Ok it is possible if they want… right ?

y e s

 

[Akash.nagori]

y e s

ok so how should I ask them to reverse the fees like should I ask them to close the card then connect to the retention team or directly request them to reverse the fees ?

 

[La pasión]

Interesting thread. Will try with fk axis

 

[Anil_SinghAnil_Singh is verified member.]

ok so how should I ask them to reverse the fees like should I ask them to close the card then connect to the retention team or directly request them to reverse the fees ?

Call and ask them to connect to retention team. Keep some outstanding maybe less than 100. For safety.

 

[Riya]

Anybody tried and got any good retention offer from banks?

Yup. Got 50% annual fee waiver on Amex gold card

 

[Akash.nagori]

Call and ask them to connect to retention team. Keep some outstanding maybe less than 100. For safety.

But if there is outstanding amount the executive will connect to the retention team ? Afaik they will ask me to clear the outstanding then only connect to retention team

 

[SSV]

Rbl gives anything ? I have ltf rbl paisabazar,

Don’t trouble the trouble.. they are always in trouble !! 😉

 

[SSV]

I already have 3 cc from axis bank. Neo, my zone and ace. Neo and my zone are ltf and ace is paid one. All are more than 1 year old cc.

As I already have 3 cc, I can't see pre-approved offers in axis app.

Now, if I cancel my zone tomorrow, will I be able to see pre approved offers as soon as it gets closed? Or I'll get pre-approved offers after 3 months.

I think you don’t need to wait for that long.. you will offers very soon

 

[SSV]

Thinking of closing Kotak League LTF or negotiating for a better card, good time? (Read that they'll start upgrades in MAY so no benefit

Wait for their upgrade cycle..

And I currently hold Icici rubyx ltf and amazon pay ltf, and consistently getting upgrade offer to sapphiro and emerald both paid, if I email them to close my rubyx would they offer sapphiro

highly unlikely

And any good card to get from AU instead of LIT? Used it for 1.5L in last 4 months and now it's useless to me

don’t know

 

[SSV]

Nice...
I tried to close myzone, they offered 2500 points and raised request. And they rejected the request very next day...

FASAK brought to you by 🪓 !! 😉

 

[Raghav2006Raghav2006 is verified member.]

Wait for their upgrade cycle..

highly unlikely

don’t know

Understood, and can I do anything with my fyf Tata neu infinity, forgot to email them in December to make it ltf, spent more than 2L on this on too.
And Ace fyf around 6-7 months old spent 4L+.
The limit on hdfc is just 2L and Ace 3L. I will be happy with LE too as due to this low limit my spending crosses 30% many times.

Please guide me, thank you

 

[Anil_SinghAnil_Singh is verified member.]

But if there is outstanding amount the executive will connect to the retention team ? Afaik they will ask me to clear the outstanding then only connect to retention team

try once.. I got to the retention team last year with outstanding<100.

 

[SSV]

d, and can I do anything with my fyf Tata neu infinity, forgot to email them in December to make it ltf, spent more than 2L on this on too

You can try for this by email

And Ace fyf around 6-7 months old spent 4L

Forget about ACE , not much use in contacting axis for this.. just leave it for the natural environment progression unless you have a very good itr

 

[Ram1]

Yup. Got 50% annual fee waiver on Amex gold card

Could have asked spend based waiver

 

[Ram1]

I raised closure request on my rbl card which has been idle without any transaction past 6 months. And i successfully missed retention call today. Hope they dont cancel card directly 😐

 

[Raghav2006Raghav2006 is verified member.]

You can try for this by email


Forget about ACE , not much use in contacting axis for this.. just leave it for the natural environment progression unless you have a very good itr

Understood, any specific email for tata neu or should I just use their credit card email.
Please don't mind, but can you tell me a round figure of very good itr?

 

[SSV]

Understood, any specific email for tata neu or should I just use their credit card email.

I don’t know the specific email address but you can use the usual email id..

Please don't mind, but can you tell me a round figure of very good itr

It all depends on your current CL on the card and your overall total leverage ..

 

[Riya]

Could have asked spend based waiver

I got an option for spend based waiver too but he was asking for 1 lakh spends ....
And I had recently done heavy spends from other cards, hence I had to chose the other option