Not all banks provide NOC letter after cc closure
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RAHUL GOYAL
TF Select
phone no. do kispar call karna hai card close k liye or kya ye direct card close bhi kar sakte hai kya kabhi retention team se baat hi na karaiye
shu_sha
TF Ace
Call Karo is no. pe 18601801290
Thoda outstanding amount baki rakhna call karne ke pahle, warna agar ye log card close karne pe aagaye to kar nahi payenge outstanding amount ke wajah se 🤣
Do they increase the limit of SBI Card, if raise a request for closure within 3-6 months of card activation, With 40-60% milestone achieved with good payment record?
s1t2y3a3m6
TF Ace
N o o
They review themselves or what's the methodology in SBI Cards !!
shu_sha
TF Ace
They'll take the request for LE but that's subject to approval. Backend team might ask you for ITR or salary slips and reject the request later on.
s1t2y3a3m6
TF Ace
Limit increase within 6 months of card issuance is almost impossible specifically in SBI.
You can try with income docs after 6 months.
Auto limit increase and limit enhance through retention team can expect on/after 1 year
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Akash.nagori
TF Premier
I tried calling axis bank the retention lady told me to spend as much as I can and then also if I don’t touch 2 lakh spends and the annual fees is charged she told don’t do any transactions in 2025-26 then call us we will try to figure out what we can offer… is she scamming me or it is really possible?
She is right. Chances is there to waive off your fee even if you don't met the 2lakh criteria. Make sure that please do not perform any transaction after the fee is getting deducted. If you done any transaction after that, it means you are giving the consent to bank to deduct the fee
Akash.nagori
TF Premier
Same thing happened with you also ?
do you get anything for 1250 points. there is a redemption charge as well, right?
Hope
TF Select
i never wanted to close the card so better take rp if they are offering, will redeem later when i earn more points
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Yes. When I asked about the fee waiver they informed me that I will get fee reversal of I do spend of 1,10,000
RAHUL GOYAL
TF Select
ok kal try karta hu outstanding 70k hai or ye milla kar total spends 2 lakh cross kar chuka hai. toh mai direct card close ki request dal du reason LTF chaiye bol k fir retention agar LTF nahi diya toh joining reverse kara lunga. mast plan hai na
Akash.nagori
TF Premier
Can I know for which card you got fee reversal?
I didn't get it as my spend was only 33k for Airtel axis card. If i have 1,10,000 , i will get that
RAHUL GOYAL
TF Select
hello bhai retention team se baat hi nahi hui CC wale bole phele outstanding clear karo fir card close process karenge
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