General Banking Discussions Thread

[John Since]

IndusInd Bank: Mobile Banking - Apps on Google Play

Mobile Banking App for Savings, FD, UPI Payment, Instant Loan, Online Payment

play.google.com

New digital bank with good rewards launched by Indusind

 

[BhaiyaJi]

So there will be no more gems on paying bills?
That’s the only reason I opened Indie last month 🤣

 

[its_karan]

Wasn't there some RBI rule that said that 30 days notice has to be given before changed terms can come into effect?

Notice?

Ye log toh mante bhi nahi hai koi change aya hai

Poora plain paper rang diya hai

Changes kar kar ke

Check for yourself

How it started vs How it was vs How it is now
View attachment Screenshot_24-2-2024_18121_indie.indusind.com-imageonline.co-merged.png

 

[raghu.rokda]

Indie to those rules

Isse ek cheez yaad aayi 😂

 

[messypenguin]

Because of the people who have abused it for the milestone of a business debit card.

Indus funds won't accept business dc's

Never had a business dc and never used one with Indie 💁‍♂️

 

[messypenguin]

I got an app notification now
‘last few hrs to get 1000 gems on your bill payments’
So is it expiring?

This still appears on the app for me. I have just made payments for a bunch of cards.
Is the offer over or is it valid for today too?

 

[Deleted member 26181]

Offtopic but I'm worried of signature mismatch, I gave a kotak cheque during hdfc account opening but I'm afraid that signature is not exact same that I used during kotak account opening, now what will happen?

 

[BhaiyaJi]

Offtopic but I'm worried of signature mismatch, I gave a kotak cheque during hdfc account opening but I'm afraid that signature is not exact same that I used during kotak account opening, now what will happen?

 

[doraemon]

Offtopic but I'm worried of signature mismatch, I gave a kotak cheque during hdfc account opening but I'm afraid that signature is not exact same that I used during kotak account opening, now what will happen?

By saying signature mismatch
U mean Hindi to English or vice versa?
In that case cheque will not pass

I gave au cheque and in signature I forgot to draw a line below my name as in their system
And cheque was not cleared

 

[Deleted member 26181]

By saying signature mismatch
U mean Hindi to English or vice versa?
In that case cheque will not pass

nah the signature was not the same but similar or very close when I opened Kotak account, any legal drama??

 

[Shubham Yadav]

nah the signature was not the same but similar or very close when I opened Kotak account, any legal drama??

No legal drama bro

Just cheque will not pass and they will inform you

 

[doraemon]

nah the signature was not the same but similar or very close when I opened Kotak account, any legal drama??

Nothing legal
They will dishonour the cheque

 

[doraemon]

Offtopic but I'm worried of signature mismatch, I gave a kotak cheque during hdfc account opening but I'm afraid that signature is not exact same that I used during kotak account opening, now what will happen?

Meanwhile u can also do vkyc for account opening
And then can do initial funding using UPI/imps/neft bla bla
My account was opened in 10 minutes

And trick here is even if u don't do initial funding account will open and remain 0 mab for first 6 months

 

[its_karan]

hdfc account opening

DigiYouth?

Also

Do check Kotak don't put charges on Cheque not cleared

590Rs

do initial funding using UPI/imps/neft bla bla

Yehi kara karo bhai

I have made a rule to do IF(if required) only digitally

IDFC FF ka Employee aya the account open karne​

​

Cheque maang rha tha​

​

I said 0 balance main cheque kis baat ka​

​

Chalo aapke liye 100Rs daal deta hu​

​

IMPS kardiya usitime Realtime settled.​

​

Patanahi naraz kyu tha jate waqt​

 

[panchabhut]

nah the signature was not the same but similar or very close when I opened Kotak account, any legal drama??

no drama - only trauma

 

[Deleted member 26181]

Meanwhile u can also do vkyc for account opening
And then can do initial funding using UPI/imps/neft bla bla
My account was opened in 10 minutes

And trick here is even if u don't do initial funding account will open and remain 0 mab for first 6 months

got the account number and Netbanking kit but when I log in it is showing mailing address as branch address and nowhere I can find my name or mobile number (Is this unusual had really bad experience while opening account)

 

[Deleted member 26181]

DigiYouth?



Do check Kotak don't put charges on Cheque not cleared

590 something



Yehi kara karo bhai

regular savings account on a rural abandoned branch

 

[doraemon]

heck Kotak don't put charges on Cheque not cleared

590 something

Cheque not cleared has charges??
Never knew that 😕

 

[doraemon]

got the account number and Netbanking kit but when I log in it is showing mailing address as branch address and nowhere I can find my name or mobile number (Is this unusual had really bad experience while opening account)

As u have got account number try to login to net banking by using find my customer ID option and then create pin for login

After that only u will be able to use mobile banking

 

[doraemon]

regular savings account on a rural abandoned branch

Are but tum to student ho na?.
Go with digisave for millennia fyf
Also I think regular account is 0 mab for one year I'm not sure

@DocFixIt bro can u confirm?

 

[varun__goel_]

got the account number and Netbanking kit but when I log in it is showing mailing address as branch address and nowhere I can find my name or mobile number (Is this unusual had really bad experience while opening account)

Wait it will get updated.

Your account is not activated till now