General Banking Discussions Thread

[John Since]

INDIE: Savings, FD, Loan & UPI - Apps on Google Play

INDIE by IndusInd Bank - Open Savings Account, Book FD & get instant loans

play.google.com

New digital bank with good rewards launched by Indusind

 

[Lordkk]

Cibil pe mila hoga, mujhe bhi mila hai but limit only 35k hai 😕
6 month old cibil

Aur Axis ka sabse bekar problem hai daily transaction limit. Matlab ek bar 30k transaction kiya phir same day ko pay karke dobara 30k nahi hoga.

ICICI is best mera 50k limit hai 67k ka single transaction kiya no problem

 

[dileep]

how to change mobile number for indus credit card?

 

[doraemon]

Bhai log cibil 710 kaisa hai?
And how to increase that score?

 

[varun__goel_]

Bhai log cibil 710 kaisa hai?
And how to increase that score?

Kaafi kam hai

Get a secured cc

 

[doraemon]

Kaafi kam hai

Get a secured cc

I have kotak 5k fd card
Which I got on 5 December 2023
I have spent around 53k till now
I accidentally got idfc wow fd which I closed next day
One bnpl which I close (Amazon pay later)

Two enquiries by au bank and indusind
I was trying but didn't know that It will reflect in my credit report



Isko ab white kaise kare?

 

[varun__goel_]

I have kotak 5k fd card
Which I got on 5 December 2023
I have spent around 53k till now
I accidentally got idfc wow fd which I closed next day
One bnpl which I close (Amazon pay later)

Two enquiries by au bank and indusind
I was trying but didn't know that It will reflect in my credit report



Isko ab white kaise kare?

Accidentally? 🤣🤣

5k kam rhega, try to increase it's limit or get any other card like OneCard

AU nhi hatayga enquiry besharam h vo😂
Indusind ka pta nhi

 

[doraemon]

Accidentally? 🤣🤣

5k kam rhega, try to increase it's limit or get any other card like OneCard

AU nhi hatayga enquiry besharam h vo😂
Indusind ka pta nhi

Matlab maine liya tha idfc wala card but kuch maja nahi aaya isliye next day band kardiya
Wo logo ne automatically UPI card active kardiya tha 200 fees wala Bina kahe to Maine band kardiya

 

[doraemon]

Will kotak give l.e to me?
As I have high spends and paying on time

Accidentally? 🤣🤣

5k kam rhega, try to increase it's limit or get any other card like OneCard

AU nhi hatayga enquiry besharam h vo😂
Indusind ka pta nhi

 

[varun__goel_]

Will kotak give l.e to me?
As I have high spends and paying on time

Was suggesting to get increased via FD. But they might also increase without fd if your area is serviceable in future

Rather just get OneCard with the max amount of FD you can go for.

 

[doraemon]

Was suggesting to get increased via FD. But they might also increase without fd if your area is serviceable in future

Rather just get OneCard with the max amount of FD you can go for.

O k K

 

[its_karan]

just get OneCard with the max amount of FD you can go for.

They are giving Indian Bank visa

Also, they are pivoting

Converting all Secured to Unsecured

Might want to hurry up @doraemon

 

[doraemon]

They are giving Indian Bank visa

Also, they are pivoting

Converting all Secured to Unsecured

Might want to hurry up @doraemon

I am in need for upi card
So that I can rotate money by scanning merchants qr upto 2k

 

[doraemon]

They are giving Indian Bank visa

Also, they are pivoting

Converting all Secured to Unsecured

Might want to hurry up @doraemon

Can we change network later of onecard from visa to rupay by mail?

 

[varun__goel_]

I am in need for upi card
So that I can rotate money by scanning merchants qr upto 2k

Then why did you close WoW card😑

IG it is the only renowned secured cc offering UPI services

 

[its_karan]

I am in need for upi card
So that I can rotate money by scanning merchants qr upto 2k

Nahi hai abhi AFAIK

But if you are getting Good limit Unsecured

With 710

I think you should

take it

Can we change network later of onecard from visa to rupay by mail?

No AFAIK

Btaiyo yaha agar apply kare toh
Kya hota hai

 

[doraemon]

I didn't knew that
Thought without charge wala lunga

Can I apply again 🙊

Then why did you close WoW card😑

IG it is the only renowned secured cc offering UPI services

 

[VISHESH_BANSAL]

I am in need for upi card
So that I can rotate money by scanning merchants qr upto 2k

Now that is not possible.

Restrictions are in Place🤣

 

[Lordkk]

Then why did you close WoW card😑

IG it is the only renowned secured cc offering UPI services

is idfc wow available in rupay

 

[doraemon]

is idfc wow available in rupay

Nahi uske saath ek card chipka rahe wo 199+GST ka wo UPI wlaa hai

 

[doraemon]

Now that is not possible.

Restrictions are in Place🤣

So matlab suppose mere PE card aagya
And mai barabar wali shop ke Paytm qr ko scan karke 1999 nahi pay kar sakta bina charge?