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General Banking Discussions Thread

Apply For Lifetime Free IDFC First Credit Card
john since said:
Yes, the account type will be automatically selected based on the initial funding you do.
New account number shall be your mobile number itself.
Click to expand...
Exist Mobile App se better hai ?

50k funding DC se ho jaayegi ?

50k funding, Zero Charges on DC and Zero MAB ?

DC virtually show hojayega instant ?

Playstore pe likha hai numberless DC,.one time use Cards what does it mean ?

Account number means only 10 digits Mobile Number.?

Branch Auto assign hogi ya select karni hai ?
 
Last edited:
My mobile no is already registered with different PAN(huf pan). Not allowing me to open new account.
Can someone explore how easy it is to change mobile no on indie app
 
VISHESH_BANSAL said:
Exist Mobile App se better hai ?

50k funding DC se ho jaayegi ?

50k ke funding, Zero Charges on DC and Zero MAB ?

DC virtually show hojayega instant ?

Playstore pe likha hai numberless DC,.one time use Cards what does it mean ?

Account number means only 10 digits Mobile Number.?

Branch Auto assign hogi ya select karni hai ?
Click to expand...
Existing app se better hai but they still need more improvements to become fluid which they shall bring with future updates.
I dont remember funding via debit card as I opened this when I was still sleepy in the morning.
I made through net banking.
Yes, DC virtual aayega instant.
If 50K funding done, then VISA signature card will be provided.
It will take 72hrs to upgrade the tier after opening the account, CS said.
One time use cards matlab disposable debit card. Once you make a transaction using the disposable card you can delete that virtual debit card so that in future there is no risk even if the debit card details which you used to make the transaction is leaked.
Account number will be 18 and your mobile number.
In my case, existing account ke branch mein hi assign hogaya new account bhi.
 
VISHESH_BANSAL said:
Exist Mobile App se better hai ?

50k funding DC se ho jaayegi ?

50k funding, Zero Charges on DC and Zero MAB ?

DC virtually show hojayega instant ?

Playstore pe likha hai numberless DC,.one time use Cards what does it mean ?

Account number means only 10 digits Mobile Number.?

Branch Auto assign hogi ya select karni hai ?
Click to expand...
Saans to lene do bhai. Waise mere bhi same questions hai 😀
 
john since said:
Existing app se better hai but they still need more improvements to become fluid which they shall bring with future updates.
I dont remember funding via debit card as I opened this when I was still sleepy in the morning.
I made through net banking.
Yes, DC virtual aayega instant.
If 50K funding done, then VISA signature card will be provided.
It will take 72hrs to upgrade the tier after opening the account, CS said.
One time use cards matlab disposable debit card. Once you make a transaction using the disposable card you can delete that virtual debit card so that in future there is no risk even if the debit card details which you used to make the transaction is leaked.
Account number will be 18 and your mobile number.
In my case, existing account ke branch mein hi assign hogaya new account bhi.
Click to expand...
Disposable DC seperate generate kar sakte hai, actual DC hoga visa signature ?
18 digits ?.any specific format
 
john since said:
Existing app se better hai but they still need more improvements to become fluid which they shall bring with future updates.
I dont remember funding via debit card as I opened this when I was still sleepy in the morning.
I made through net banking.
Yes, DC virtual aayega instant.
If 50K funding done, then VISA signature card will be provided.
It will take 72hrs to upgrade the tier after opening the account, CS said.
One time use cards matlab disposable debit card. Once you make a transaction using the disposable card you can delete that virtual debit card so that in future there is no risk even if the debit card details which you used to make the transaction is leaked.
Account number will be 18 and your mobile number.
In my case, existing account ke branch mein hi assign hogaya new account bhi.
Click to expand...
The best part is you can categorise your transactions..
Unique feature is suppose you make a payment of consolidated payment of Rs.1000/-, even then you can categorise that 1000rs into different categories like 500 for different category and another 500 for different category.
 
Another feature is super OTP where if you are not able to receive otp on mobile due to network issue, you can use the otp which is shown in the app itself.
Also they tied up with Paytm money for stock trading which you can do from Indie app itself.
 
Features :

  1. Spends categorization. Can breakup the consolidated spends into diff categories as well.
  2. Disposable virtual debit cards.
  3. Super OTP where you can use the OTP visible on app if you cant receive otp due to network issues.
  4. All bill payments.
  5. Was able to link my rupay credit card too.
  6. Stock trading feature. They tied up with paytm money but can do trades from Indie itself.
  7. Cashback of 3% on the spends made on brands you select.
  8. Cashback on bill payments and also debit card spends.
  9. Branch support and unlimited cash withdrawals and deposits for full kyc users
  10. Higher interest rates.
  11. Mobile number will be your account number
    And the list goes on. Was waiting Indie to get launched since last 2 months.
 
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