Get credit card

[rkjsidhi1]

I have credit history of around 2 years. Currently having 6 credit cards highest limit 73k hdfc bank. I am a credit card collector. Want to get new credit cards. Currently cibil score is 759 but credit enquiries are high

 

[Riya Sharma]

List your current cards.

 

[rkjsidhi1]

List your current cards.

Tata neu plus 73k
Icici apay 60k
Onecard 60k
Rbl bb savemax 35k
Pnb rupay platinum 70k
Union rupay platinum 35k
Bob easy 25k

 

[Riya Sharma]

Tata neu plus 73k
Icici apay 60k
Onecard 60k
Rbl bb savemax 35k
Pnb rupay platinum 70k
Union rupay platinum 35k
Bob easy 25k

What are your areas of high spending? Right now I'd recommend getting a card from Axis. It does not matter which one since they are very good with upgrades and credit limit enhancements.

 

[rkjsidhi1]

What are your areas of high spending? Right now I'd recommend getting a card from Axis. It does not matter which one since they are very good with upgrades and credit limit enhancements.

I tried actually but they are declining. Tried 4-5 times. Everytime hard cibi hit

 

[sparkit]

I have credit history of around 2 years. Currently having 6 credit cards highest limit 73k hdfc bank. I am a credit card collector. Want to get new credit cards. Currently cibil score is 759 but credit enquiries are high

Try SBI CB card, apply through their online portal!

 

[rkjsidhi1]

Try SBI CB card, apply through their online portal!

Try SBI CB card, apply through their online portal!

Rejected before. Not letting me apply again

 

[Riya Sharma]

Rejected before. Not letting me apply again

AU Swipeup maybe?

 

[MrJJ]

AU Altura+ LTF offer is going on, you can apply via this link: https://bitli.in/C8hvF01

 

[rkjsidhi1]

AU Swipeup maybe?

Declined 1.5 months ago due to pin code issue..will have to wait 6 months to reapply

 

[sparkit]

Rejected before. Not letting me apply again

Wait 6 months! It will be refreshed!

Declined 1.5 months ago due to pin code issue..will have to wait 6 months to reapply

Before applying for new credit card, wait 1-2 months. I was in your similar situation. All the cards I applied rejected! So I waited 1-2 months before applying to any new card. And it worked most of the time!

 

[rkjsidhi1]

Wait 6 months! It will be refreshed!

Before applying for new credit card, wait 1-2 months. I was in your similar situation. All the cards I applied rejected! So I waited 1-2 months before applying to any new card. And it worked most of the time!

Yeah will do the same... actually i thought i could grab 1-2 cards due to financial year ending..but on worries will get later

 

[Kumar93196]

What's your residence and office pincodes?

 

[rkjsidhi1]

What's your residence and office pincodes?

Permanent pin code 486661.
Office 452001

 

[Kumar93196]

Permanent pin code 486661.
Office 452001

Current residence and permanent pincode same?

 

[Vasuki]

Tata neu plus 73k
Icici apay 60k
Onecard 60k
Rbl bb savemax 35k
Pnb rupay platinum 70k
Union rupay platinum 35k
Bob easy 25k

Contact icici on X & get icici Platinum chip card .
Then upgrade to coral rupay .
Apply kotak Myntra but see if ur pincode is available

 

[rkjsidhi1]

Current residence and permanent pincode same?

Yes. Current and office pincode same

 

[rkjsidhi1]

Contact icici on X & get icici Platinum chip card .
Then upgrade to coral rupay .
Apply kotak Myntra but see if ur pincode is available

Tried they have declined.. tried kotak league platinum too.. they too declined

 

[Vasuki]

Tried they have declined.. tried kotak league platinum too.. they too declined

Maybe pincode issue. Ask for decline reason

 

[rkjsidhi1]

Maybe pincode issue. Ask for decline reason

Okay will try to ask..see what they say