Get Rs600 Cashback on UPI spends of Rs500 each month, IDFC First Bank RuPay Credit Card UPI:
Offer valid - 1st September 2025 to 30th Nov. 2025
link -
Terms & Condition
What is the offer?
What is the eligibility criteria?
What is the offer duration?
How many times will I be awarded Cashback?
How do I get the Cashback?
When do I get the Cashback?
What happens in case of refund/cancellation of my transaction?
Other Terms and Conditions:
Offer valid - 1st September 2025 to 30th Nov. 2025
link -
Terms & Condition
What is the offer?
- • Offer:Complete at least 3 UPI transactions in 3 months (minimum 1 per month) through your FIRST Digital Credit Card / IDFC Bank FIRST Power /FIRST Power+ Card and earn upto Rs.600 cashback. Below mentioned is the split of cashback:
- - Month 1: Make at least 1 UPI payment of ₹500+ using your FIRST Digital Credit Card / IDFC Bank FIRST Power /FIRST Power+ Card → Get ₹100 cashback
- - Month 2: Make at least 1 UPI payment of ₹500+ using your FIRST Digital Credit Card / IDFC Bank FIRST Power /FIRST Power+ Card → Get ₹200 cashback
- - Month 3: Make at least 1 UPI payment of ₹500+ using your FIRST Digital Credit Card / IDFC Bank FIRST Power /FIRST Power+ Card → Get ₹300 cashback
- • Minimum single transaction amount to avail this offer is >=₹500.
- • Monthly transactions must be completed between the 1st and last day of each calendar month.
- • To be eligible for the full ₹600, customer must complete the ₹500+ UPI payment through your FIRST Digital Credit Card / IDFC Bank FIRST Power /FIRST Power+ Card each month (for 3 consecutive months). In case any month is missed then it would not qualify for cashback.
- • UPI Payment made to any merchant, online shopping, Utility bill payment, Insurance payment, fuel payment is eligible. Person to Person (P2P) transactions will not be considered eligible for this offer.
- • Cashback will be credited to qualified customers after 45 days of offer end date.
- • In case the customer is also eligible for any other offer/campaign on the same transaction, only one offer with the best monetary value for the customer shall be considered applicable.
- • During the offer fulfilment, if the customer’s credit card account is found to be in overdue or in over-limit status for the last three months, the cashback posting will not be processed.
- • The offer is non-transferable, non-cashable and non-negotiable.
- • The offer will be applicable on purchases made on qualified retail purchases for personal consumption only. The offer will not be valid for transactions which are deemed to be commercial or business in any nature. The bank reserves the right to disqualify such transactions while calculating final eligibility.
- • Bank reserves the right to modify/withdraw offer at its sole discretion.
What is the eligibility criteria?
- • Payment to be made through UPI Linked FIRST Digital Credit Card / IDFC Bank FIRST Power /FIRST Power+ Card only. No other payment instruments (Wallet / Credit Card / Debit Card) are applicable on this offer
- • For example, if a payment of ₹500 is paid using ₹100 Wallet / Gift Card balance and ₹400 through UPI Linked IDFC First Bank RuPay Credit Card (FIRST Digital Credit Card/ IDFC Bank FIRST Power /FIRST Power+ Card), the offer will not be applicable
- • Users can avail the offer on payment with UPI Linked FIRST Digital Credit Card/ IDFC Bank FIRST Power /FIRST Power+ Card
- • Offer stands valid only for selected customers who have received the communication. Eligible customers will receive communication through PN/Banner/WhatsApp/SMS/Email.
- • Customer who have clicked on Offer link send through above mentioned channel and have completed the offer criteria as well would be considered eligible for cashback.
- • UPI Payment made to any merchant, online shopping, Utility bill payment, Insurance payment, fuel payment is eligible. Person to Person (P2P) transactions will not be considered eligible for this offer.
- • To make UPI payments using your RuPay credit card, users do not need to enter CVV or wait for OTP SMSes. Simply select your credit card, enter your UPI PIN and avail the offer.
What is the offer duration?
- • From 00:00 hrs 1st September 2025 to 23:59 hrs 30th Nov. 2025
How many times will I be awarded Cashback?
- • Offer can be availed once (per device, per user) during the offer period.
How do I get the Cashback?
- • The offer can only be availed by making UPI transaction of Rs.500 & above for 3 consecutive month through FIRST Digital Credit Card/ IDFC Bank FIRST Power /FIRST Power+ Card. Below mentioned is the breakup for cashback.
- - Month 1: Make at least 1 UPI payment of ₹500+ using your FIRST Digital Credit Card/ IDFC Bank FIRST Power /FIRST Power+ Card → Get ₹100 cashback
- - Month 2: Make at least 1 UPI payment of ₹500+ using your FIRST Digital Credit Card / IDFC Bank FIRST Power /FIRST Power+ Card → Get ₹200 cashback
- - Month 3: Make at least 1 UPI payment of ₹500+ using your FIRST Digital Credit Card/ IDFC Bank FIRST Power /FIRST Power+ Card → Get ₹300 cashback
- • Cashback will be credited to the Primary Card holder’s IDFC FIRST Bank Credit Card account.
When do I get the Cashback?
- • Cashback will be credited to the Primary Card holder’s IDFC FIRST Bank Credit Card account
- • Cashback will be credited to qualified customers after 45 days of offer end date
What happens in case of refund/cancellation of my transaction?
- • In case of any cancellations/refunds, that transaction would not be considered eligible for the offer.
Other Terms and Conditions:
- • The Bank reserves the right to disqualify any transaction out of all spends if it appears to be non-personal expense or commercial transaction in nature. The bank may ask for the proof of purchase in the form of invoice/ bill in case of dispute on the said transaction and bank would have the final right to qualify or disqualify any transaction.
- • Any Customer eligible for the offer shall be deemed to have read, understood and accepted these terms and conditions, the offer terms and conditions mentioned in the communication sent, as well as, general terms and conditions of the Bank, before availing the offer.
- • The Bank reserves the right to disqualify any Customer from the benefits of the offer if any fraudulent activity is identified as being carried out for the purpose of availing the benefits under the offer (including any default in payments).
- • Bank reserves the right, at any time, without any prior notice and without assigning any reason whatsoever, to add/alter/modify/change or vary all or any of these terms and conditions or to replace, wholly or in part this offer by another offer whether like this offer or not or to extend or withdraw this offer altogether.
- • The Bank holds out no warranty and makes no representation about the quality, delivery or otherwise of the goods and services offered by any merchant with regards to this offer. Customer is expected to take any grievance, pertaining to quality, delivery or any other issue of purchased goods and services, to the respective merchant and not to the Bank.
- • The decision of the Bank limited in all matters in connection with and incidental to this offer is final and shall be binding on all persons.
- • Incomplete / rejected / invalid /returned /cancelled / refunded/ disputed or unauthorized/ fraudulent transactions will not be considered for the offer.
- • Disputes, if any, arising out of or in connection with or as a result of above offer or otherwise relating hereto shall be subject to the exclusive jurisdiction of the competent courts / tribunals in Mumbai.
- • All taxes, duties, levies or other statutory dues and charges payable in connection with the offer shall be borne solely by the Customer and the Bank will not be liable in any manner whatsoever for any such taxes, duties, levies or other statutory dues and charges.
- • The transaction initiated through aggregators or payment wallets will not be eligible for the offer.
- • Only successful UPI transaction done through FIRST Digital Credit Card / IDFC Bank FIRST Power /FIRST Power+ Card would be considered.
- • IDFC has the right to amend the terms & conditions, end the offer, or call back any or all of its offers without prior notice.
- • I hereby confirm that I have also read and understood the contents of the offer details and agree to be levied various charges mentioned therein as and when applicable to me. The T&C, offer and miscellaneous documents provided are in English language and, I have fully understood the same and would request IDFC FIRST Bank to provide any further information in English language and I am aware they are available for reference on the IDFC FIRST Bank website https://www.idfcfirstbank.com.
