Getting a Credit Card as an 18 year old.

[Riya Sharma]

I have a nephew who is about to turn 19 in a couple of days. He is hardworking and makes really good money whilst being enrolled in a premier institute.
He has the Tata Neu card but wants something more rewarding. For quite a few years he was interested in credit cards as he had seen my collection and became enthralled. Now he is pestering me to help him get a premium credit card. He makes around 30 lakhs per annum and has an account in HDFC (they don't give non co-branded cc to under 21's) and an Axis Priority account in which he maintains 2lakhs (I think it is a stupid idea but he doesn't listen)

He hasn't even been able to get a credit card with Axis and is telling me that he will change his account and deposit even a 5 lakhs check in an account if they guarantee a credit card to him.

What will be the best bank for this?

 

[Slayer]

Simply Click @ Simply 18... nice

It's a trash card anyway

 

[SpiesCan'tCatchMe]

With fake DOB while applying via agent.

Oooooo iska matlab aadhar card ko temporary edit karke dob change karo aur apply Karo.
Nice trick 💯
I'll use this one someday

 

[redcarpet]

He's in IITH and works part time with Vijay Sales to manage their website.

Part time of "managing" a website is getting him 30 lakhs as a student????

 

[Slayer]

Part time of "managing" a website is getting him 30 lakhs as a student????

Init bruv i know students who would put in full time hours to get 20k a month for "managing" websites 🤣

 

[SSV]

Oooooo iska matlab aadhar card ko temporary edit karke dob change karo aur apply Karo.
Nice trick 💯
I'll use this one someday

It seems there is LIMIT for each data item with respect to how many times we can change it in Aadhar database..I think DOB can only be changed once , if O am not wrong..
Refer to UIDAI web site for details

 

[Cebu]

He earns over 30 lakhs at the age of 19 .. I have even seen top IIT B Graduates get 20-25 package after graduating, and he is earning more than them now.. Incredible !

 

[Slayer]

He earns over 30 lakhs at the age of 19 .. I have even seen top IIT B Graduates get 20-25 package after graduating, and he is earning more than them now.. Incredible !

Don't believe everything you read on the internet

Also Amzn and Micropp do give 40+ to freshers (50% as RSU so just 20 in real world pay)

 

[Riya Sharma]

His dad is the best friend of a person pretty high up in Vijay Sales so that may contribute to his position. But let's please not discuss his job. Let's focus on the credit card aspect.

 

[Slayer]

Ah fine old nepotism 😋

 

[SpiesCan'tCatchMe]

His dad is the best friend of a person pretty high up in Vijay Sales so that may contribute to his position. But let's please not discuss his job. Let's focus on the credit card aspect.

Correct this is a credit card forum and not a linked in forum
But still I'd love to hear his story of nepotism 🤑

 

[Cebu]

Don't believe everything you read on the internet

Also Amzn and Micropp do give 40+ to freshers (50% as RSU so just 20 in real world pay)

Yeah, but I don't think the person is lying.
Regarding RSU, thats true but still 20+ Package is pretty good for college graduates, especially if the family belongs to tier 2 cities

 

[Slayer]

Yeah, but I don't think the person is lying.

Well the person did not lie but it is not something which can be achievable through skill alone

Atleast in amzn and micropp you can get those wages by just skill and no connections

 

[Cebu]

His dad is the best friend of a person pretty high up in Vijay Sales so that may contribute to his position. But let's please not discuss his job. Let's focus on the credit card aspect.

I am curious about his job tbh, Especially for my son, he is 18 and interested in different fields instead of the traditional MBA path..
I didn't know website management had such high money, I will recommend him to explore this field and see if he likes it.

 

[zomato]

nobody's paying that much to a part timer, right now even graduates in IIITH not getting these types of offers and on top of that vijay sales is a miser company, my college is same tier as IIITH and condition is too bad for placements and jobs this year 🥲 probably lying tbh

 

[zomato]

I am curious about his job tbh, Especially for my son, he is 18 and interested in different fields instead of the traditional MBA path..
I didn't know website management had such high money, I will recommend him to explore this field and see if he likes it.

"if he likes it" is important sarr

 

[Slayer]

"if he likes it" is important sarr

T H I S

 

[Riya Sharma]

Correct this is a credit card forum and not a linked in forum
But still I'd love to hear his story of nepotism 🤑

Honestly, I don't know a lot about his job. Like I said, he is my nephew and I can only relay the information he has told me. I don't think he would lie about something like this. Everything I know about his situation I have already told you guys.

 

[zomato]

Honestly, I don't know a lot about his job. Like I said, he is my nephew and I can only relay the information he has told me. I don't think he would lie about something like this. Everything I know about his situation I have already told you guys.

how did he got tata neu card though? it says min 21yo in eligibility

 

[Riya Sharma]

how did he got tata neu card though? it says min 21yo in eligibility

I think he just applied through the app

 

[Riya Sharma]

Is opening an account an Indus a good idea for pre-approved offers for him? That's what I was thinking of telling him to do.